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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101259 reviews)

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4.76

Based on 101,259 reviews, last reviewed 4th Aug 2026

145% increase in 5 star reviews

in the past 90 days

177% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Happy Customer I have used paypal for years and I am always more than happy with the service I receive. It is a fast and easy service to use & I highly recommend it!... Read more Reviewed on: 4th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101259)

Always simple

Always a simple, fast and effective platform. Reviewed on: 9th July 2026

Safe and easy to use.

PayPal is a globally trusted way to make payments and transfer money. Using it makes me feel safe when making purchases on line. Reviewed on: 9th July 2026

Pay in 3 gave me access to what was beyond.

Pay in 3 is beyond helpful. Spreading out the payment has saved me so many times when I need to make a purchase but money is tight one month. It has also given me access to that which is beyond what my paycheck can ordinarily provide. So as it turns out, I really can have nice things! And no interest? How can you not like this feature?! I mean this in all sincerity, that Paypal has truly helped me in so many ways because of pay in 3 and paypal credit. My banks would never lend me anything so I thought I was bad with money and couldn't be trusted or something. I'm not! It's just that, like most people, I need a little help from time to time. Extremely recommended. Reviewed on: 9th July 2026

Very easy to use, send / receive money in minutes, d...

Very easy to use, send / receive money in minutes, definitely like using it Reviewed on: 9th July 2026

Security

Feel.safe when paying with Paypal Reviewed on: 9th July 2026

I have been using PayPal since it’s inception, it’s...

I have been using PayPal since it’s inception, it’s a great service with excellent customer support. Reviewed on: 9th July 2026

So easy to use.

So easy to use. Spreads the cost if needed. Clear instructions and communication Reviewed on: 9th July 2026

Pay in 3 - The easy affordable way!

Using PayPal in 3 allows for an interest free purchase, spreads the cost of a larger purchase. It is explained well, you are shown your schedule in advance too. Everything is clear and easy to use via the app or website. It is my go to place if I need to make a large purchase because it's a simple process, quick decision and is usually no more than a few minutes from start to finish. Reviewed on: 9th July 2026

Great service.

Great service. Never had any issues. Reviewed on: 9th July 2026

Still the most veraile and reliable service

I have been using PayPal for over twenty years and so far have never had a reason to complain, unlike some others I have tried over the years, they offer a very versatile service to meet the majority of peoples requirements. Reviewed on: 9th July 2026

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