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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101259 reviews)

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4.76

Based on 101,259 reviews, last reviewed 4th Aug 2026

145% increase in 5 star reviews

in the past 90 days

177% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Happy Customer I have used paypal for years and I am always more than happy with the service I receive. It is a fast and easy service to use & I highly recommend it!... Read more Reviewed on: 4th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101259)

great service, trusted and reliable

Really simple to use, great service, trusted and reliable Reviewed on: 9th July 2026

Good financial management tool with great app

Really well designed app with very clearly designed sections. Very easy to navigate to exactly the information you're looking for. Dates and payment amounts are easily visible so you can very quickly check the amount that is owed, both in total and in the next payment. Also very easy to find past payment plans and dates. I particularly like that they have at the top how much you are able to take out in new plans as it helps with budgeting Reviewed on: 9th July 2026

Good general service.

If needed, I can send Money internationally without issues. PayPal + is a nice addition to their service. Haven’t had much issues regarding refunds. Reviewed on: 9th July 2026

Safe and trustworthy

I always think of Paypal as a safe and trustworthy platform. Want to buy something but not sure you fully trust the website? Use paypal and your bank details aren't entered into the site. Reviewed on: 9th July 2026

So easy to use and very handy especially if payday i...

So easy to use and very handy especially if payday is a little way away Reviewed on: 9th July 2026

Have used pay in 3 for a holiday and a mattress on s...

Have used pay in 3 for a holiday and a mattress on seperate occasions, allows me to make those big purcahses without stressing about cash flow for the month, and the 0% interest is a massive win! Reviewed on: 9th July 2026

I love the pay in three aspect, it really helps me b...

I love the pay in three aspect, it really helps me budget better with larger purchases. Especially around Christmas and birthday's or if a larger unexpected purchase arises. Reviewed on: 9th July 2026

Effective Efficient Services

I recently used PayPal Credit for a purchase - the checkout was incredibly fast and easy. I loved being able to pay securely in just a few clicks without having to type out all my card details again. Highly recommend Reviewed on: 9th July 2026

Always helpful, wouldnt use anything else

Always helpful, wouldnt use anything else Reviewed on: 9th July 2026

PayPal Review

I’ve always had a good experience with paypal Reviewed on: 9th July 2026

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