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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101263 reviews)

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4.76

Based on 101,260 reviews, last reviewed 5th Aug 2026

114% increase in 5 star reviews

in the past 90 days

142% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Ok for backup Ok for credit and backup. Very secure and safe for shopping. Reviewed on: 5th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101263)

Good customer service when I had a problem, was sort...

Good customer service when I had a problem, was sorted quickly and accurately Reviewed on: 9th July 2026

PayPal is an extremely reliable way to pay for goods.

PayPal is an extremely reliable way to pay for goods. In the past I had an issue when purchasing an item and PayPal advised me to raise a dispute with the buyer, PayPal helped me to resolve this and I received a full refund for the fault with the goods. PayPal act as a third party, I always try and pay through PayPal. I use pay in 3 which is ideal for those larger items especially on occasions like Xmas. Reviewed on: 9th July 2026

Spread the cost with no interest!

Pay in 3 gives me a chance to buy items and spread the cost without having to pay interest and helps me to budget more easily. Reviewed on: 9th July 2026

Trustworthy and efficient

NEVER have i had a problem with paypal comms or services. If there is a order issue or discrepency with re-fu d paypal have had my back! I use the app which is reliable, convenient, easy and never glitchy. I rely somuch on this for day to day spends Reviewed on: 9th July 2026

what’s not to like about pay in 3 from Paypal

I use pay in 3 when buying new items for my house it just allows me more financial flexibility in a month but also progresses my house development. i also love the security you get with paypal from fraudulent online retailer if you report a dealer and provide evidence of your experience paypal will help you resolve things they are amazing have on your side - cannot praise the service and pay in 3 offers from paypal what is not to like about this ! Reviewed on: 9th July 2026

Good customer service

When service providers have failed to reply to me when asking for a refund eBay have been quick to contact them and get a refund on my behalf. Reviewed on: 9th July 2026

PayPal gives peace of mind for online transactions.

PayPal gives peace of mind for online transactions. I know my money is safe . Also the free 3mths credit scheme is proving very useful . When PayPal not an option I use my Credit Card to be safe . Reviewed on: 9th July 2026

Paypal is my financial friend.

Paypal has enabled me to make purchases whilst allowing me keeping control of my finances. Paypal is so easy to access, very clear and concise and alerts me when a payment is gping to be made. PayPal has never let me down, letting me make payments on libe securely . Reviewed on: 9th July 2026

Excellent app, i love using pay in 3

I am able to by now and pay later. I have not had any problems using paypal, is an excellent app Reviewed on: 9th July 2026

very easy and useful ...

The pay 3 is a great help to people who see something and they can’t afford to pay straight out I have used it several times and found it very useful and easy Thank you paypal Reviewed on: 9th July 2026

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