Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101262 reviews)

View other PayPal products

4.76

Based on 101,260 reviews, last reviewed 5th Aug 2026

114% increase in 5 star reviews

in the past 90 days

142% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Ok for backup Ok for credit and backup. Very secure and safe for shopping. Reviewed on: 5th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101262)

Great service

I have used PayPal for several years and it’s a great way of keeping money safe and being able to buy things very conveniently. Reviewed on: 9th July 2026

Never had any issues with PayPal.

Never had any issues with PayPal. Whenever I needed help the customer service was good and professional. Reviewed on: 9th July 2026

Easy to do interest free payments over a few months...

Easy to do interest free payments over a few months Reviewed on: 9th July 2026

Hassle-free shopping with Pay in 3

I love using PayPal Pay in 3 because it allows me to get the things I want right away, even if I don't have the full amount available at checkout. The process is incredibly quick and easy. It breaks the total cost down into three interest-free installments, making monthly budgeting a breeze. Plus, knowing there are no late fees takes away the stress. It’s an excellent, hassle-free tool for managing your money. Reviewed on: 9th July 2026

New microwave

Great as I didn’t have enough to purchase in one lump sum, but could do 3 payments easy. was easy to access and sorted straight away. Would recommend highly. Reviewed on: 9th July 2026

I have been using PayPal for quite q few years now.

I have been using PayPal for quite q few years now. I feel confident using its service, re payments. I feel the money is sent securely, and problems with purchases etc or any worries, money has been refunded without any hassle. Reviewed on: 9th July 2026

Brilliant service

Quick easy service, swift at solving problems. Reviewed on: 9th July 2026

Very straight forward transactions.

Always very straight forward transactions. Feels secure. Reviewed on: 9th July 2026

Edyta Gruca

I've been using PayPal for years and have never been disappointed. They respond quickly and resolve any issues that arise. I highly recommend them. Reviewed on: 9th July 2026

Good customer service when I had a problem, was sort...

Good customer service when I had a problem, was sorted quickly and accurately Reviewed on: 9th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Duologi 4.30 from 14 reviews
Pay Monthly Flights
from Awaymo 0.00 from 0 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181105 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub