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PayPal: Pay in 3 reviews

4.76
Based on 101,263 reviews, last reviewed 6th Aug 2026
108% increase in 5 star reviews
in the past 90 days
120% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The protector I always use PayPal as it’s the safest way to protect my purchases and it helps me sleep better at nights. It’s also very simple to use without being ... Read more Reviewed on: 6th August 2026
Don M's avatar
Don M

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101271)

Great, never had any type of credit!

5
Great, never had any type of credit! So having a poor credit rating this has allowed me to build a positive one! Reviewed on: 9th July 2026

Use it fine but not happy with owners and their tax...

5
Use it fine but not happy with owners and their tax avoidance Reviewed on: 9th July 2026

The "Pay in 3" isn't useful.

2
The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's always suggested to me. DON'T SUGGEST SERVICES YOU DO NOT ALLOW ME TO USE! Reviewed on: 9th July 2026

great to budget purchases often use this for dearer...

5
great to budget purchases often use this for dearer items Reviewed on: 9th July 2026

Pay in 3 review

4
This is helpful if you need to budget your spending and is helpful spreading the cost with little or no interest. Reviewed on: 9th July 2026

Fantastic

5
Fast, easy and because of this , I use it all the time. Reviewed on: 9th July 2026

always comes in handy when paying for larger items i...

5
always comes in handy when paying for larger items ie a holiday or a flight love the option of pay in 3 x Reviewed on: 9th July 2026

Great service so convenient

5
I can’t comment on customer service as I have never needed to use it. Spreading the cost interest free allows for greater choice of where you can shop. Reviewed on: 9th July 2026

PayPal psy in 3 is quick and easy to use

5
PayPal is quick and easy to use pay in 3 Reviewed on: 9th July 2026

Pay in 3 is a good idea especially for bigger items.

5
Pay in 3 is a good idea especially for bigger items. I use this payment plan often and I will continue to do so. Reviewed on: 9th July 2026

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