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PayPal: Pay in 3 reviews

4.76
Based on 101,271 reviews, last reviewed 6th Aug 2026
104% increase in 5 star reviews
in the past 90 days
106% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

my payments online is safe & fast. i have been using paypal for most of my payments online and is safe & fast. Reviewed on: 6th August 2026
Sonia S's avatar
Sonia S

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101271)

Easy to use and control your costs

5
Easy to use and control your costs Reviewed on: 9th July 2026

Helped your purchase stress - fast and easy.

5
It’s really easy to use - just a pay in 3 button to press instead of the normal PayPal - and helps spread your purchase stress out over 3 interest free payments - rather than just the one payment immediately - perfect! Reviewed on: 9th July 2026

Straightforward and convenient

5
I find using PayPal very straightforward and it's good to have the option of paying over time for larger payments. Reviewed on: 9th July 2026

Helps get the bigger items without having to spend a...

5
Helps get the bigger items without having to spend a chunk of money all at once Reviewed on: 9th July 2026

I’ve never had a problem with anything, it’s so easy...

5
I’ve never had a problem with anything, it’s so easy to use Reviewed on: 9th July 2026

When things go wrong.

5
When things go wrong. They investigate and look into the situation and help solve and support you Reviewed on: 9th July 2026

Never had any issues with paypal.

5
Never had any issues with paypal. Very useful service. Reviewed on: 9th July 2026

So easy, every thing is just simple, credit, pay in...

5
So easy, every thing is just simple, credit, pay in three, debt card, it's got such a simple interface. Reviewed on: 9th July 2026

Game changer

5
Has Im disabled and I can’t afford a lot. PayPal in 3 really helps me out so I can spread the cost of buying things Reviewed on: 9th July 2026

I feel more secure using PayPal.

5
I use PayPal as I feel more secure when making Payments to companies as it gives me a backup if I need to cancel or get refunds. I also find Paypal pay in 3 so helpful as a Pensioner Ispreading the cost invaluable. Reviewed on: 9th July 2026

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