Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,271 reviews, last reviewed 6th Aug 2026
104% increase in 5 star reviews
in the past 90 days
106% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

my payments online is safe & fast. i have been using paypal for most of my payments online and is safe & fast. Reviewed on: 6th August 2026
Sonia S's avatar
Sonia S

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101271)

Excellent service

5
Very easy process for larger purchases Reviewed on: 9th July 2026

Paypal gives fast and reliable options for payments...

4
Paypal gives fast and reliable options for payments across nations which is great in a world where transactions need to happen in multiple currencies and quickly Reviewed on: 9th July 2026

Works great for me :)

5
Works great for me :) with my avalanche of eBay purchases. Sending money. Reviewed on: 9th July 2026

I find it very safe on customer focused transactions

5
I find it very safe on customer focused transactions Reviewed on: 9th July 2026

PayPal pay in 3 is very quick and easy to use.

5
PayPal pay in 3 is very quick and easy to use. It makes the larger unexpected purchases more affordable and convenient. The app is very easy to navigate and email notifications are very helpful. Reviewed on: 9th July 2026

I’ve used PayPal for years and have always found it...

5
I’ve used PayPal for years and have always found it to be reliable, secure, and easy to use. Payments are processed quickly, and any issues I’ve had have been resolved efficiently, making it my preferred way to pay online. Reviewed on: 9th July 2026

I feel is very reliable very quick if there’s a prob...

4
I feel is very reliable very quick if there’s a problem you ring them up and they can sort it out pretty much straight away Reviewed on: 9th July 2026

I’ve been using PayPal since 2013, and it has never...

5
I’ve been using PayPal since 2013, and it has never let me down. I’ve had the opportunity to experience its evolution over the years, from the introduction of the PayPal Credit card to flexible payment options like Pay in 3 and the rewards points programme. It’s been great to see how the platform has continued to innovate and make online payments even more convenient. Reviewed on: 9th July 2026

Help with payments

5
I found them very helpful to resolve any issues Reviewed on: 9th July 2026

I love PayPal pay in 3 - it’s stopped me building la...

5
I love PayPal pay in 3 - it’s stopped me building large balances on credit cards Reviewed on: 9th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181107 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products