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PayPal: Pay in 3 reviews

4.76
Based on 101,271 reviews, last reviewed 6th Aug 2026
104% increase in 5 star reviews
in the past 90 days
106% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

my payments online is safe & fast. i have been using paypal for most of my payments online and is safe & fast. Reviewed on: 6th August 2026
Sonia S's avatar
Sonia S

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101271)

It's worked for me and not had to use customer...

4
It's worked for me and not had to use customer service Reviewed on: 9th July 2026

PayPal has great offers actually and made it very ea...

5
PayPal has great offers actually and made it very easy to send and receive payments. Their financing offers are incredible as well compared to traditional banks. Reviewed on: 9th July 2026

Flexibility and Control over Spending

5
Pay in 3 gives me flexibility meaning I have control over my spending. Reviewed on: 9th July 2026

Quick and easy to use.

4
Quick and easy to use. Never had issues paying for anything and just wish more people would take PayPal payments for services or on personal level. Reviewed on: 9th July 2026

I've had an excellent experience with PayPal and gen...

5
I've had an excellent experience with PayPal and genuinely consider it one of the best retail financial service providers I've used. The platform is easy to navigate, payments are fast and reliable, and I always feel confident that my transactions are secure. What really stands out is the buyer protection and the speed with which issues are handled if something goes wrong. Sending and receiving money is straightforward, and the convenience of being able to pay online without repeatedly entering card details makes shopping much easier. The app is intuitive, customer support has been helpful whenever I've needed assistance, and the overall service has been consistently dependable. For convenience, security, and peace of mind, PayPal has earned my trust, and I wouldn't hesitate to recommend it to anyone looking for a reliable financial services provider. Reviewed on: 9th July 2026

Great option for emergency purposes

5
Great option for emergency purposes Reviewed on: 9th July 2026

Useful alternative to using your bank card

4
convenient and secure, I particularly like the pay in three and the option to send money to friends. Reviewed on: 9th July 2026

PayPal has been the most reliable and efficient meth...

5
PayPal has been the most reliable and efficient method to help me with my online shopping. It’s easy to use and I can rely on it for always being able to pay for my online shopping. I am especially a big fan of the pay in 3 option as it makes things easy for me to buy without getting overwhelmed Reviewed on: 9th July 2026

Very easy and straightforward, very helpful to lay o...

5
Very easy and straightforward, very helpful to lay over the time Reviewed on: 9th July 2026

Excellent

5
Easy to use and effortless, excellent fantastic Reviewed on: 9th July 2026

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