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PayPal: Pay in 3 reviews

4.76
Based on 70,988 reviews, last reviewed 15th Jun 2026
4577400% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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Latest highest rating:

5

I needed a refund on a ticket purchase i had made bu... I needed a refund on a ticket purchase i had made but couldn't obtain it. Because I purchased through PayPal they fought my corner and eventually got ... Read more Reviewed on: 15th June 2026
Dave G's avatar
Dave G

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (70988)

Affordable financial freedom

5
It is easy to use. It will only authorise if it thinks you can afford it. If you try and use it too much it won't allow you to have too many pans running at the same time. Having no interest is helpful too. I have bad credit history but they allow me to use for small amounts and it helps me to manage and control my spending. Reviewed on: 27th May 2024

Sometimes it works sometimes it doesn't.

4
Sometimes it works sometimes it doesn't.. and you don't get the option Reviewed on: 27th May 2024

Great service

5
Pay in 3 give me a relief,buying something you wanted online and paying it over the time without breaking your bank is a bliss.Especially in this sort of time that everyone like me can’t afford to buy things in one go,this idea is such a great help. Reviewed on: 27th May 2024

I love PayPal it’s good and really convenient for a...

5
I love PayPal it’s good and really convenient for a lot of things Reviewed on: 27th May 2024

It’s so handy to use to buy items that you can’t aff...

5
It’s so handy to use to buy items that you can’t afford at the time but have 3 months to pay Reviewed on: 27th May 2024

Really useful easy way of paying for anything you wa...

5
Really useful easy way of paying for anything you want to spread the cost of Reviewed on: 27th May 2024

A staple of cheeky treats

5
PayPal pay in 3 is a staple for people paid monthly or looking to treat themselves, no exorbitant fees, nothing sketchy just a brilliant service from PayPal, it also helps your credit score! Reviewed on: 27th May 2024

I love PayPal it's a very convenient way of paying f...

5
I love PayPal it's a very convenient way of paying for my shopping. I like the fact that I can spread the payment over a period of time which allows me to budget better Reviewed on: 27th May 2024

Thanks and good experience.

5
Thanks and good experience. All my friends and family any baying by PayPal app. Thanks Reviewed on: 27th May 2024

Useful to have the option to pay in 3

5
Useful to have the option to pay in 3 Reviewed on: 27th May 2024

Review PayPal: Pay in 3 now

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