Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 68,615 reviews, last reviewed 12th Jun 2026
4354200% increase in 5 star reviews
in the past 90 days
8300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love pay in 3 option. Love pay in 3 option. It is really helpful while shopping especially for huge amount. Reviewed on: 12th June 2026
Hacer C's avatar
Hacer C

Latest lowest rating:

1

Trusting and reliable, makes payments so easy withou... Trusting and reliable, makes payments so easy without worrying Reviewed on: 12th June 2026
Michelle's avatar
Michelle

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (68615)

Easy to use

5
Easy to use and takes the pain away from having big expenses by breaking them up into smaller payments Reviewed on: 16th May 2024

a fantastic service

5
after being accepted for pay pal pay in 3, i knew it was perfect as the interest was 0% and it made multiple larger expenses a lot more affordable during a busy period. knowing what the monthly output would be i knew i was still able to pay for these items within my budget as well. it was hassle free and pretty much instant. and it makes a shopping experience easier. it is also really helpful when you get a reminder about the payment that is coming up as it reminds you to make sure it is in your own monthly budgets accordingly. i can't fault the service at all. Reviewed on: 16th May 2024

Very easy

5
Very easy and quick to use, faultless service Reviewed on: 16th May 2024

Great for spreading the cost.

5
I love PayPal: Pay in 3 because it allows me to buy the things I want and need whilst still being within my monthly budget. Sometimes payments catch you by surprise but Pay in 3 lets you spread the payment across 3 months which is great when trying to save money. Reviewed on: 16th May 2024

Experiencing for last 10 years excellent PayPal is...

5
Experiencing for last 10 years excellent PayPal is providing unbelievable services to customers Reviewed on: 16th May 2024

PayPal Pay in 3 a great way to spend flexibly!

5
PayPal Pay in three gives me flexibility to spread the cost of things without any interest or the commitment of a credit card. Its helped me buy everything from a takeaway just before payday to Train tickets and online shopping. I highly recommend it. Reviewed on: 16th May 2024

Super convenient service and smooth experience.

5
Super convenient service and smooth experience. Really clear expectations. Reviewed on: 16th May 2024

Makes life a little easier with being abke to spread...

5
Makes life a little easier with being abke to spread costs over a few months and most people accept this now too. In a world of increased costs and affordable living it makes sense. Reviewed on: 16th May 2024

More Options, delay instalment.

4
More Options, delay instalment. Split in 4 or 5 on purchases over 300+ would be fine. Reviewed on: 16th May 2024

PayPal pay in 3 is an amazing plan

5
PayPal pay in 3 is an amazing plan, which helping us to buy what we need and pay the full amount later. It saved me many times when I was waiting for my payday and was not able to pay the full amount at once. It's giving us the freedom and choice. Reviewed on: 16th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review