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PayPal: Pay in 3 reviews

4.76
Based on 68,615 reviews, last reviewed 12th Jun 2026
4354200% increase in 5 star reviews
in the past 90 days
8300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
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Latest highest rating:

5

Love pay in 3 option. Love pay in 3 option. It is really helpful while shopping especially for huge amount. Reviewed on: 12th June 2026
Hacer C's avatar
Hacer C

Latest lowest rating:

1

Trusting and reliable, makes payments so easy withou... Trusting and reliable, makes payments so easy without worrying Reviewed on: 12th June 2026
Michelle's avatar
Michelle

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (68615)

Good experience.

5
Good experience. Will recommend to others Reviewed on: 16th May 2024

PayPal Pay in 3 is a great help

5
I've been using Pay in 3 for a while now as a way of better controling my finances while the cost of living increased. Easy to pay off at your convenience at no extra cost. It really helps with day to day budgeting and any unexpected expences. Reviewed on: 16th May 2024

Great service every time you can use

5
Very secure for paying no worries for any payment fraud Reviewed on: 16th May 2024

Easy to apply,

5
Easy to apply, the warning text that the payment will be going out soon is a great idea, you don't get caught out, Reviewed on: 16th May 2024

Very good and helpful, I could manage my purchases a...

5
Very good and helpful, I could manage my purchases and funds easier with pay in 3, and, the availability is also great. Reviewed on: 16th May 2024

Easy to use and set up.

5
Easy to use and set up. Great for big purchases Reviewed on: 16th May 2024

Pay in 3 is the magic number

5
So handy for those mid range purchases e.g a new pair of boots .No long term payment commitments .Reminders of upcoming due payments are useful too. .Very easy site to set up funding..Should you need to return a purchase refunds are prompt & without complication . Reviewed on: 16th May 2024

pay in 3 is great

5
always an enjoyable and blissful experience - the pay in 3 options helps with paying out monthly payments and managing money better and also you cant skip payments or pause like klarna so you do not get into money problems. Reviewed on: 16th May 2024

PayPal is an excellent payment method

5
PayPal is easy to make online payments through and I feel there is added protection if anything goes wrong as PayPal will negotiate with the seller on my behalf. Easy to spread the cost too with pay in three instalments with no hidden costs added. Reviewed on: 16th May 2024

Great way to spread travel expenses like accommodati...

5
Great way to spread travel expenses like accommodation and flights Reviewed on: 16th May 2024

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