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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 71,648 reviews, last reviewed 16th Jun 2026
4639600% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and Flexible Payment Option I had a smooth experience using PayPal Pay in 3. The application process was quick and straightforward, and I liked being able to spread the cost of m... Read more Reviewed on: 16th June 2026
Ava's avatar
Ava

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (71648)

One of the best innovative way of payments I have ev...

5
One of the best innovative way of payments I have ever used. Reviewed on: 20th May 2024
Brian C's avatar
Brian C

Easy account access

5
Easy to access the account and you gave a choice of payment you prefer Reviewed on: 20th May 2024
Editha H's avatar
Editha H

It's a very convenient way of paying.

5
It's a very convenient way of paying. Reviewed on: 20th May 2024
JacaBS's avatar
JacaBS

I've used pay in 3 on many occasions.

5
I've used pay in 3 on many occasions. It's availability on multiple websites has allowed me to make much needed purchases while giving me the flexibility to pay off over a period of time, which isn't to long but gives you that bit of breathing room. Reviewed on: 20th May 2024
Yosef H's avatar
Yosef H

Good flexibility for payments as long as you are res...

5
Good flexibility for payments as long as you are responsible and do not overcommit yourself financially. Have found it amazingly helpful to use the service particularly for larger amounts that are made more manageable & convenient. Reviewed on: 20th May 2024
Savvy Sista's avatar
Savvy Sista

Great help with affordability

5
Always use on the bigger purchases, really helps with the affordability of things. Reviewed on: 20th May 2024
Beki R's avatar
Beki R

PayPal is the best

5
Every time I used it I didn't had any issues and customer service always resolved my problems although there weren't many. Reviewed on: 20th May 2024
Andreea N's avatar
Andreea N

It is the most convenient way to pay if you're budge...

5
It is the most convenient way to pay if you're budgeting your money. It's simple to use and easy to make extra payments if you want to. I use PayPal online to cover me from fraud and extra piece of mind Reviewed on: 20th May 2024
Gav E's avatar
Gav E

Makes being able to purchase things in a cost of liv...

5
Makes being able to purchase things in a cost of living crisis Reviewed on: 20th May 2024
Karen J's avatar
Karen J

Always had a good experience with paypal

5
Always had a good experience with paypal Reviewed on: 20th May 2024
Lisa j's avatar
Lisa j

Review PayPal: Pay in 3 now

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