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PayPal: Pay in 3 reviews

4.76
Based on 71,416 reviews, last reviewed 16th Jun 2026
4617700% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, trusted and 3 in 1, cheaper than Karena Easy, trusted and 3 in 1, cheaper than Karena Reviewed on: 16th June 2026
Luke Sandy's avatar
Luke Sandy

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (71416)

PayPal Pay in 3 - easy and convenient

5
I like the ease and convenience of PayPal Paying 3 as it makes things a little more affordable and doesn't charge interest, I also line that I have the option to pay it off in full with no fees. Reviewed on: 15th May 2024

PayPal gives me the opportunity to purchase things t...

5
PayPal gives me the opportunity to purchase things that I wouldn't normally be able to buy and the assurance that if any thing goes wrong PayPal can and will sort it out . I have always been very satisfied with the service and would definitely recommend to family and friends how good it is . Reviewed on: 15th May 2024

Used couple of times easy and flexible

5
Used couple of times easy and flexible Reviewed on: 15th May 2024

Very convenient great service would definitely r...

5
Very convenient great service would definitely recommend Reviewed on: 15th May 2024

I love using it when I know I am short in cash and c...

5
I love using it when I know I am short in cash and can spread cost in 3 Reviewed on: 15th May 2024

PayPal is a safe easy option

5
PayPal is a safe easy way to pay for your goods and gives you more flexibility to pay for your items. I feel more confident when using paypal as this is safer option than using cards online. Reviewed on: 15th May 2024

Great service

5
Always been extremely helpful if I've had any problems with retailers. Also find PayPal secure and efficient to use Reviewed on: 15th May 2024

Quick, flexible and easy

5
Updates instantly and process is quick and easy. This is available to be used by lots of online stores, which is always positive. Options and flexibility for paying early is always helpful. I will admit I have not yet had to carry out a refund where I've had use the Pay in 3 option, so I'm not sure what that would be like. Reviewed on: 15th May 2024

This allows me to budget

5
Been a customer for years you don’t stay if it is not excellent any problem I picked up phone sorted Reviewed on: 15th May 2024

I loved the pay in 3 ability.

4
I loved the pay in 3 ability. It meant I could get stuff I needed without having to use Paypal credit which I prefer. Unfortunately, for some reason the service became iffy. I would go to websites allowing the service but when I get to my account the service wouldn't be available and on calling paypal, I think the response I got left a lot to be desired. Reviewed on: 15th May 2024

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