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PayPal: Pay in 3 reviews

4.76
Based on 73,900 reviews, last reviewed 19th Jun 2026
4854200% increase in 5 star reviews
in the past 90 days
9000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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Latest highest rating:

5

Always flawless, sometimes a little difficult to get... Always flawless, sometimes a little difficult to get in touch with customer service, but generally it's a good overall service. Reviewed on: 19th June 2026
AM's avatar
AM

Latest lowest rating:

1

Everything about them is awful. Everything about them is awful. Always changing the goal posts. Let people pay through the app they request and as soon as they do your money is embar... Read more Reviewed on: 18th June 2026
M L B's avatar
M L B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (73900)

Tried the pay in 3 and it worked perfectly

5
Tried the pay in 3 and it worked perfectly with email reminders when next payment was going out before the money was taken good overall experience. Reviewed on: 17th May 2024

PayPal 5*

5
I have been a PayPal customer since 2005 a few years ago I had a feature I had 14 after delivery and I don't see it now but the pay in 3 is excellent. PayPal have been nothing but excellent when it comes to making secure online payments. Safe guarding your money and purchases is top priority with PayPal in all the years I have been using PayPal I have never been disappointed with their service. Even on the odd occasion where there has been a problem PayPal have promptly sorted it out in my favour. Reviewed on: 17th May 2024

I use it a lot for payments over £100.

5
I use it a lot for payments over £100. It helps me manage my budget and purchase items with convenience. Reviewed on: 17th May 2024

Works well to pay in 3, smooth transaction

5
Works well to pay in 3, smooth transaction Reviewed on: 17th May 2024

It's very good, easy practical, been using for years

5
It's very good, easy practical, been using for years Reviewed on: 17th May 2024

Always a great experience

5
Always a great experience with PayPal I have been using it for years and I will continue to use it. I love how easy it is to transfer money to family and friends. The pay in 3 feature is also very helpful when making bigger purchases definitely helps budgeting. Reviewed on: 17th May 2024

I do use PayPal pay in 3 for simple reasons

5
I do use PayPal pay in 3 for simple reason 1. Gives me the flexibility to afford what I love. 2. No interest for 3 months, what more do you want! 3. There is always a reminder so I do not forget and pay on time automatically, fantastic both ways I think. Reviewed on: 17th May 2024

Paypal pay in 3 is so useful for when you need to bu...

5
Paypal pay in 3 is so useful for when you need to buy something and just can't afford it, paying over 3 months with no interest Reviewed on: 17th May 2024

Everyone should use

5
It’s there when I need it, if I’ve had any issues it’s been dealt with well and communication was great Reviewed on: 17th May 2024

Grateful with this opportunity.

5
It became very handy to have the change to pay in 3, because sometimes we don’t count with that amount of money, so I would say that many times Paypal save my day and economy, and I could afford things for my family and make it in 3 payments instead of 1, and no fees, so I’m very grateful with Paypal for this opportunity and trust on the customer. Reviewed on: 17th May 2024

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