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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 73,842 reviews, last reviewed 19th Jun 2026
4848800% increase in 5 star reviews
in the past 90 days
9000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a problem and have used many many times. Never had a problem and have used many many times. Great choice and flexible ways to pay! Reviewed on: 19th June 2026
Andy C's avatar
Andy C

Latest lowest rating:

1

Everything about them is awful. Everything about them is awful. Always changing the goal posts. Let people pay through the app they request and as soon as they do your money is embar... Read more Reviewed on: 18th June 2026
M L B's avatar
M L B
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (73842)

Is a really good online bank and split payment optio...

5
Is a really good online bank and split payment option is the best Reviewed on: 14th May 2024
Michelle C's avatar
Michelle C

Excellent

5
Great service, value for service and great customer experience Reviewed on: 14th May 2024
Anita O's avatar
Anita O

Feel safe spreading the cost.

5
I have used pay in 3 before and I love the fact that you can see at a glance how you are paying in your account. I also feel that I am safe using this method of spreading the cost, which helps me out a lot! Reviewed on: 14th May 2024
None's avatar
None

Things tight this month? no worries!

5
When you are struggling on month it eases the pressure and is so simple to use. I have never experienced any issues Reviewed on: 14th May 2024
Nicola's avatar
Nicola

Go for it.

5
Everything perfect. If you are confident that your income can support your buying wishes, until your income comes in, you can choose to buy with the share in 3 without waiting for your pay day. Works great with a dozen of services and products on the internet. Reviewed on: 14th May 2024
Arber Prenga's avatar
Arber Prenga

Always use PayPal online where I can as any issues a...

5
Always use PayPal online where I can as any issues are dealt with Reviewed on: 14th May 2024
Sarah P's avatar
Sarah P

Never fails and great option for paying for items

5
Never fails and great option for paying for items Reviewed on: 14th May 2024
Christian B's avatar
Christian B

Brilliantly easy service

5
I find papal a brilliant service and use it as my main form of money transfer, PayPal pay in the has been a incredible especially with the cost of living situation, it means I can buy essential items I need but easily spread the cost over 3 easy repayments and can pay then off early when I can without any additional fees. It such an easy straightforward service. Reviewed on: 14th May 2024
Charleyellen's avatar
Charleyellen

Good for budgeting

5
Use it all the time, PayPal pay in 3 has helped me budget bigger items by splitting it up Reviewed on: 14th May 2024
Owen W's avatar
Owen W

Great way to split bigger purchases

5
Pay in 3 is a great way to split bigger purchases over three months. We needed to purchase a new washing machine and it just helped split that over our pays which was a lot better than going into debt for it with credit cards or finance. Reviewed on: 14th May 2024
Ri's avatar
Ri

Review PayPal: Pay in 3 now

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