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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 73,842 reviews, last reviewed 19th Jun 2026
4848800% increase in 5 star reviews
in the past 90 days
9000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a problem and have used many many times. Never had a problem and have used many many times. Great choice and flexible ways to pay! Reviewed on: 19th June 2026
Andy C's avatar
Andy C

Latest lowest rating:

1

Everything about them is awful. Everything about them is awful. Always changing the goal posts. Let people pay through the app they request and as soon as they do your money is embar... Read more Reviewed on: 18th June 2026
M L B's avatar
M L B
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (73842)

Pay in 3 easy payments for free

5
Pay in 3 is great as it is an easy way to spread the cost over 3 payments without paying interest. Reviewed on: 11th May 2024
Rabinlivi's avatar
Rabinlivi

Very good , easy to use , flexible payments ...

5
Very good , easy to use , flexible payments Reviewed on: 11th May 2024
Lauren R's avatar
Lauren R

Great being able to spilt into three to make larger...

5
Great being able to spilt into three to make larger items to be more affordable Reviewed on: 11th May 2024
Danielle E's avatar
Danielle E

Paypal has been very helpful expecially in paypal 3.

5
Paypal has been very helpful expecially in paypal 3. I was able to purchase what I wanted without worrying that I don't have sufficient money. Reviewed on: 11th May 2024
Emovigho E's avatar
Emovigho E

Very convenient way of paying for larger purchases

5
Very convenient way of paying for larger purchases Reviewed on: 11th May 2024
RD's avatar
RD

Just right.

5
Just that little bit more flexible and cash flow compatible than buying something outright, but without it dragging on too long. Reviewed on: 11th May 2024
Rob's avatar
Rob

Loads of experience!

5
Loads of experience! Easy to use and very handy for when you would like to split the payments! Reviewed on: 11th May 2024
Ronan M's avatar
Ronan M

Always use pay in 3!

5
Always use pay in 3! It helps with my monthly budget. Reviewed on: 11th May 2024
Erin S's avatar
Erin S

Good service but harsh bans

5
Good service however morning of my 18th birthday I signed up for an account with my main email account and then banned. Called help service about this but they said they aren’t able to revoke this. Now have to use my alternative email but other than that a great service to use. Reviewed on: 11th May 2024
Lucian's avatar
Lucian

Spreading the cost eases my conscience

5
Spreading the cost really eases my conscience , and PayPal pay in 3 makes it so easy to do Reviewed on: 11th May 2024
Douglas B's avatar
Douglas B

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