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PayPal: Pay in 3 reviews

4.76
Based on 73,819 reviews, last reviewed 19th Jun 2026
4846800% increase in 5 star reviews
in the past 90 days
9000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and simple, I like that it also does pay... Easy and simple, I like that it also does pay in 3 Reviewed on: 19th June 2026
Kate G's avatar
Kate G

Latest lowest rating:

1

Everything about them is awful. Everything about them is awful. Always changing the goal posts. Let people pay through the app they request and as soon as they do your money is embar... Read more Reviewed on: 18th June 2026
M L B's avatar
M L B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (73820)

Never Lets Me Down

5
PayPal’s Pay in 3, never lets me down when I need it the most. Sometimes, in the cost of living crisis, there are purchases you may not afford, and paying in 3 for a purchase helps people afford essentials. PayPal is very helpful to those building their credit score up, and very lenient with the approval rate, allowing people to increase their credit score in a healthy way. Reviewed on: 11th May 2024

Excellent service.

5
Excellent service. Easy to ask questions and good communication. Reviewed on: 11th May 2024

So seamless.

5
So seamless. It’s amazing that you can just do this with so little hassle. Reviewed on: 11th May 2024

I have used pay in 3 many times in the past few year...

5
I have used pay in 3 many times in the past few years and helps me with larger purchases and enjoy the option to pay off early too. Reviewed on: 11th May 2024

I always use PayPal for my purchases.

5
I always use PayPal for my purchases. Reviewed on: 11th May 2024

Pay pal is quite versatile, easy to use for payments...

5
Pay pal is quite versatile, easy to use for payments with different options available to pay, bank card, pay in 3, or PayPal credit. It's also very save and secure , PayPal will help you to get your refund if what you bought was not delivered. Reviewed on: 11th May 2024

As a long time user I can confirm that PayPal is rel...

4
As a long time user I can confirm that PayPal is reliable and trustworthy. Reviewed on: 11th May 2024

Their credit or pay in 3 is really good

5
Their credit or pay in 3 is really handy, and easy to manage. Reviewed on: 11th May 2024

Great options

5
Pay in 3 is best way to buy something. Reviewed on: 11th May 2024

PayPal gives me purchase preference and protection

5
PayPal Credit gives me flexibility to make purchases and be able to pay in instalments. Reviewed on: 11th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review