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PayPal: Pay in 3 reviews

4.76
Based on 101,274 reviews, last reviewed 9th Aug 2026
88% increase in 5 star reviews
in the past 90 days
94% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My honest opinion Ive been with paypal for20 yrs now. I have found it a great way to pay for items over a period of time or completed transactions immediately versati... Read more Reviewed on: 9th August 2026
david aldham's avatar
david aldham

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101275)

Just easy to use and always reliable

5
Just easy to use and always reliable Reviewed on: 8th July 2026

Hassle free transactions

4
Well I have good experience, and hassle free transactions without and issue I love it Reviewed on: 8th July 2026

Pay pal Never had any problems when using pay pal

5
Never had any problems when using pay pal Reviewed on: 8th July 2026

Consumer rights mean nothing to PayPal

1
Be aware of using pay in 3 because apparently it violates your regular consumer rights and they don't let you return products that are not fit for purpose Reviewed on: 8th July 2026

Fast, secure and easy to use.

5
Fast, secure and easy to use. Suits me best! Reviewed on: 8th July 2026

User friendly and secure

5
Using PayPal is straightforward, from logging in and choosing the payment option before actually completing the purchase. Being able to choose to pay the entire amount or in installments makes it really useful during these difficult financial times. I never encountered any safety issues with my bank card being saved on my account, so yes, I am comfortable using PayPal and I strongly recommend it for online purchases. Reviewed on: 8th July 2026

PayPal is great for sending money between friends an...

5
PayPal is great for sending money between friends and family. Also a secure way to pay for online goods and pay in payment plans for bigger purchases. Reviewed on: 8th July 2026

It’s been really helpful to break down cost

5
It’s been really helpful to break down cost Reviewed on: 8th July 2026

Ease of use handy when needed has helped me on occas...

5
Ease of use handy when needed has helped me on occasions when needed to pay in smaller amounts Reviewed on: 8th July 2026

Pay in 3 is brilliant.

5
Never had a problem using pay in 3. Was easy to set up have used it several times. Makes budgeting easier. Reviewed on: 8th July 2026

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