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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101277 reviews)

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4.76

Based on 101,277 reviews, last reviewed 11th Aug 2026

80% increase in 5 star reviews

in the past 90 days

88% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

PayPal has always been friendly and helpful in every... PayPal has always been friendly and helpful in every aspect of my financial wellbeing with them. They provide advice when you need it and not to menti... Read more Reviewed on: 11th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101277)

Paying in three with no interest just helps spread t...

Paying in three with no interest just helps spread those unexpected costs, and I also used pay in three to pay for a holiday this year which allowed me to look forward to my holiday worry free. Reviewed on: 8th July 2026

PayPal: first and forever finance.

I’ve known about PayPal for a long time and was my first trusted provider for online payments many years ago and continues to be my first preference today. Throughout this time I have found myself depending on PayPal’s customer support and thorough safeguarding. Most recently, I have enjoyed its Pay in 3 which I feel very secure using due to the good customer PayPal has built. Reviewed on: 8th July 2026

Use Pay Pal for several years and it worth it.

Use Pay Pal for several years and it worth it. It provides help to reach my targets. Reviewed on: 8th July 2026

Simplistic

PayPal is the rare financial tool that just works — money moves faster than my excuses for buying things I don't need, checkout takes one tap instead of digging out my card like it's 2009, and I've never once had to email support a photo of my own face to prove I exist. Sending, splitting, buying, getting paid: all painless. Reviewed on: 8th July 2026

Not got a bad word to say about PayPal

Not got a bad word to say about PayPal Reviewed on: 8th July 2026

Easy peasy

I normally pay in full but decided to use Pay in 3 to ease the financial pressure at that particular time. It enabled me to spread the costs, while still paying it off in a short time, and at no extra cost to myself. Reviewed on: 8th July 2026

PayPal is great for stress free transactions.

PayPal is really easy to use and stress free when purchasing online making it completely safe knowing this. Essy to navigate the app and lots of different payment options to meet your own needs. Highly recommend. Thankyou Reviewed on: 8th July 2026

Great experience & reliable.

Great experience & reliable. Highly recommend. Reviewed on: 8th July 2026

Great service

Useful service, easy to use and convenient Reviewed on: 8th July 2026

PayPal is my main form of payment for the bigger bit...

PayPal is my main form of payment for the bigger bits I need and for shopping. Especially use it around Christmas and birthdays. I have had such a clear line of communication whenever I need anything getting or if there are any issues. Reviewed on: 8th July 2026

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