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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101277 reviews)

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4.76

Based on 101,277 reviews, last reviewed 11th Aug 2026

80% increase in 5 star reviews

in the past 90 days

88% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

PayPal has always been friendly and helpful in every... PayPal has always been friendly and helpful in every aspect of my financial wellbeing with them. They provide advice when you need it and not to menti... Read more Reviewed on: 11th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101277)

I have always trusted and been able to do things eas...

I have always trusted and been able to do things easier enough Reviewed on: 8th July 2026

Very helpful never got any problem so happy with ser...

Very helpful never got any problem so happy with service Reviewed on: 8th July 2026

Paypal takes the worry out of online purchases!

I have always been very concerned when buying online, having been stung previously. Since joining Paypal I no longer have those concerns, as I have confidence in the support & assistance they provide when dealing with issues relating to purchases made through them. Reviewed on: 8th July 2026

PP for People Pleasers

I have been with PayPal for many many years. They definitely are the best customer friendly in getting things paid and for spreading the costs.nothis a bother to them…everything is so straightforward and easy to use Reviewed on: 8th July 2026

Trusted service

I have never had a problem using PayPal. It’s also feels more safer using my money. I like how it is more flexible and allows for pay later and pay in 3 with no interest. Reviewed on: 8th July 2026

PayPal support an escalation with a purchasing issue

I use PayPal as I like the assurance of customer service support if there is an issue with a purchase/supplier. I can escalate a problem if I cannot get an amicable resolution. Reviewed on: 8th July 2026

Flexible Payments Made Easy

I have experience using Pay in 3 through PayPal to split purchases into three interest-free monthly payments. I found the application process straightforward, with quick approval and clear payment schedules shown in the PayPal app. Managing repayments was easy thanks to automatic payments and reminders, and I appreciated having the flexibility to spread the cost of larger purchases without paying interest, provided payments were made on time. Reviewed on: 8th July 2026

Paypal pay in three is always easy to set up.

Paypal pay in three is always easy to set up and so convenient if you want to spread the cost rather than pay in one go. The app makes payments easy to monitor also. Reviewed on: 8th July 2026

Pay in 3 is a life saver!

Pay in 3 is a life saver!! Really helps to be able to spread the cost of purchases. Reviewed on: 8th July 2026

PayPal makes purchasing stress free

Quick and easy to use, App simple to follow. Purchases feel safe with PayPal. When needing to query a transaction always easy to do and a quick response, solving the issue quickly. When needed to cancel a subscription was easy to locate and cancel! If not already got an account really need to set this up! Comes with a new debit card as well. Reviewed on: 8th July 2026

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