Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101278 reviews)

View other PayPal products

4.76

Based on 101,278 reviews, last reviewed 12th Aug 2026

78% increase in 5 star reviews

in the past 90 days

88% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy, affordable and mainly no interest Very easy, affordable and mainly no interest Reviewed on: 12th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101278)

i love the pay in 3 option, it gives me flexibility...

i love the pay in 3 option, it gives me flexibility for purchases that I would normally have to wait for, it's really convenient, very good service. Reviewed on: 8th July 2026

Pay in 3

Really useful being able to use the pay in 3 on 0%. Getting wuickly accepted is an added bonus too. The monthly updates on how how much you have left too owe and when the payment is going out is useful too. Reviewed on: 8th July 2026

Really handy with the pay in 3 for some items and ha...

Really handy with the pay in 3 for some items and having that peace of mind that PayPal has your back for all purchases i wont buy anything that doesn't let you use PayPal Reviewed on: 8th July 2026

Good loyalty sch6

Good reward system, easy to sink up with bank accounts and debit cards and widely accepted online to pay a variety of retailers Reviewed on: 8th July 2026

Simple to use

Simple to use and good value will definitely use again in the future. Reviewed on: 8th July 2026

Excellent way to pay hassle free

I find paying with PayPal is a quick and safe way to pay. They keep you well I informed. I would certainly recommend them Reviewed on: 8th July 2026

simple and easy transaction - improved my cash flow

I was purchasing an expensive piece of kit for my Kenwood Mixer and was offered a PayPal credit option for 3 payments at 0% APR. I clicked a button and was approved immediately - it worked like a dream and now I can spread payment over three months instead of paying it in one lump sum, which keeps my cash flow in a much better position. Would definitely recommend this for anyone spending more than £100 to spread the cost. Reviewed on: 8th July 2026

Don’t use it enough to give a complete answer

Don’t use it enough to give a complete answer Reviewed on: 8th July 2026

Safe Easy online buying .

Very convenient, making it safe and easy to buy online. Reviewed on: 8th July 2026

Safe and Secure...

It is just the easiest and most straightforward way of paying and transferring money. I feel much more secure with a wall between the seller and me, knowing they don't have my bank details. It is especially important when doing business with small companies who don't have as much IT experience and safeguarding. Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Butter 4.08 from 2 reviews
Buy now pay later
from Clearpay 3.59 from 60 reviews
nextpay
from Next 4.20 from 13 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181119 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub