Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,278 reviews, last reviewed 12th Aug 2026
78% increase in 5 star reviews
in the past 90 days
88% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy, affordable and mainly no interest Very easy, affordable and mainly no interest Reviewed on: 12th August 2026
Rossi D's avatar
Rossi D

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101278)

Grzegorz

5
I recommend it to everyone. PayPal is easy and affordable. Reviewed on: 8th July 2026

All in one.

5
All in one. Money transfer, payments, credit and much more. Reviewed on: 8th July 2026

Helpful and informative

5
Very helpful regarding a monthly cancellation of a subscription which I had not authorised Reviewed on: 8th July 2026

Pay in 3 top service

4
Mainly use pay in 3 very good tool. Exchange rate not the best for overseas purchases Reviewed on: 8th July 2026

Always safe and secure

5
Very easy to use, If given the choice, I always choose PayPal. Safe and secure. Reviewed on: 8th July 2026

Not your best customer but a happy one!

5
I don’t very often make purchases but when I do I look for the PayPal logo. To me it’s a safety net, knowing I can securely make payments. Not having to enter my bank details at each purchase and not adding to my credit card. My experience has been a great one and I am resolved to use PayPal more often. Reviewed on: 8th July 2026

Easy to use, helps split a large purchase into affor...

5
Easy to use, helps split a large purchase into affordable payments Reviewed on: 8th July 2026

Simple and reliable payment

5
Easy to set up, can be used in multiple locations, trustworthy Reviewed on: 8th July 2026

Very easy to use,ideal for having a choice to pay th...

5
Very easy to use,ideal for having a choice to pay the whole amount or take 3 easy to budget. I would recommend to family and friends easy to deal with any disputes Reviewed on: 8th July 2026

Excellent customer service.

5
I have been with PayPal for several years and have always been treated with respect and professionalism. Whenever I have had a problem I know they will solve it quickly and courteously. I would have no hesitation to recommend PayPal as I trust them implicitly. Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181119 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products