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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101278 reviews)

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4.76

Based on 101,278 reviews, last reviewed 12th Aug 2026

78% increase in 5 star reviews

in the past 90 days

88% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy, affordable and mainly no interest Very easy, affordable and mainly no interest Reviewed on: 12th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101278)

I have used PayPal since I was 18 for transferring t...

I have used PayPal since I was 18 for transferring to friends and family and keeping money separate. I have never had any issues with the app or PayPal. Reviewed on: 8th July 2026

a chance to spread your payments

pay in 3 is an excellent service, giving you chance to spread your payments interest free. Reviewed on: 8th July 2026

Bit of a life saver!

Great option for buying concert tickets which I needed to get quickly! Paid back in affordable increments on date which suited me. Reviewed on: 8th July 2026

Very safe, can very fast reslow any problems.

Very safe, can very fast reslow any problems. It helps with large purchases—you can split the payment interest-free. Reviewed on: 8th July 2026

Secure worry free payments.

I like the security of paying for items on line by using PayPal because it doesn't reveal my card details to the seller.I have used PayPal for over 5 years with no problems and will continue to do so in the future. Reviewed on: 8th July 2026

Always had a good experience with PayPal customer se...

Always had a good experience with PayPal customer service is excellent. Reviewed on: 8th July 2026

PAY PAL SAFE AS HOUSES GO ON GIVE THEM A TRY .

Well I have used Pay pal for quite a few years and I can tell you now they are the tops, for the main reason I don’t worry about any of my payments and come to that I don’t worry about any of my details because pay pal are excellent in making sure that they are kept secure and private .And that’s good enough for me. And they pay for my Items on time and That means I am sure of getting all my Items. Reviewed on: 8th July 2026

Very dipendable and efficient service

Very dipendable and efficient service, with very smooth and clear pay-in-3 service(like no other lender). Never needed customer service - their service is so smooth. Reviewed on: 8th July 2026

PayPal over any other app

Love pay pal 3 in 1 really helps when I need it to pay it back, totally recommend over klarna etc and their so good with refunds if a buyer won’t give me the money the sort it Reviewed on: 8th July 2026

Great for the unexpected gift or larger purchase.

I find it helpful to use pay in 3 when I need to stretch my money a little further one month. It makes it so easy to manage your bill in 3 moves.. I like that it also covers anyone no matter your credit. So long as you pay back on time all is good.. it makes larger purchases easy to manage. Also helps around Christmas and birthday. paypal gives me the freedom to choose how I want to pay for my goods no matter my circumstances.. Reviewed on: 8th July 2026

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