Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101280 reviews)

View other PayPal products

4.76

Based on 101,280 reviews, last reviewed 14th Aug 2026

72% increase in 5 star reviews

in the past 90 days

83% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

bought so much stuff online through pay pal so easy... bought so much stuff online through pay pal so easy and pay in 3 is best thing ever from pay pal if u dont have money to pay it gives u time to pay Reviewed on: 14th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101280)

Easy fast and effective.

Easy fast and effective. Great service quick review of your details and you're able to apply. Reviewed on: 8th July 2026

Always been so very helpful, response is excellent too

Always been so very helpful, response is excellent too Reviewed on: 8th July 2026

An app worth using

A great platform to use when buying stuff on the interwebbs, great protection from dodgy sellers and scam artists Reviewed on: 8th July 2026

Any disputes are settled quickly and customer servic...

Any disputes are settled quickly and customer service second to none Reviewed on: 8th July 2026

PayPal, the most convenient payment method!

PayPal is the most convenient method of payment without question. It is so easy to use, safe and there is no need to repeatedly fill in card details and your address when ordering items for delivery. I have been using my PayPal account by preference since signing up with ebay in 2002 and I have never been let down or compromised in the past 24 years! Reviewed on: 8th July 2026

It’s great and very handy

It’s great for pay in 3 and a very reliable trusted service! Reviewed on: 8th July 2026

Reliable and easy Ty onuse

Used PayPal for years for all my online shopping and holidays. Easy to use and love the 0% over 3 months for big purchases Reviewed on: 8th July 2026

I love PayPal: Pay in 3

Great, I love the fact that such a well used provider like PayPal has pay-in-3-services, as they can make a bigger payment more manageable for daily life. Reviewed on: 8th July 2026

I always feel safe purchasing with Paypal and if the...

I always feel safe purchasing with Paypal and if there has been an issue they have dealt with it swiftly. Reviewed on: 8th July 2026

I’ve never had a problem using PayPal.

I’ve never had a problem using PayPal. I had issues with my phone and they wavered interest on my 3 monthly instalment payment until I had the problem rectified. I can’t fault them in anyway. Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

next 3step
from Next 4.16 from 5 reviews
Retail finance
from Buyline 4.40 from 26 reviews
nextpay
from Next 4.20 from 13 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181120 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub