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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101280 reviews)

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4.76

Based on 101,280 reviews, last reviewed 14th Aug 2026

72% increase in 5 star reviews

in the past 90 days

83% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

bought so much stuff online through pay pal so easy... bought so much stuff online through pay pal so easy and pay in 3 is best thing ever from pay pal if u dont have money to pay it gives u time to pay Reviewed on: 14th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101280)

very easy and convenient to use and once you have an...

very easy and convenient to use and once you have an account much quicker than putting in card details when you make a purchase Reviewed on: 8th July 2026

Great always use paypal when buying online or need t...

Great always use paypal when buying online or need to pay in 3 absolutely amazing Reviewed on: 8th July 2026

Great service and love paypal

Easy to pay for goods and knowing I have back up if the goods don't meet up to my expectations and this has happened a few times and paypal has sorted my disputes out Reviewed on: 8th July 2026

i have always felt more secure using Pay pal when wh...

i have always felt more secure using Pay pal when when paying for a purchase. Reviewed on: 8th July 2026

PayPal Action on Unauthorised Transactions

Contacted paypal about a dispute with a merchant whereas I think an Unauthorised payments were being processed by the merchant. PayPal treated my complaint seriously, cancelled the recurring payment authorisation, and advised me to uninstall the merchant's app to help prevent any further unauthorised transactions while the matter remains under investigation. Reviewed on: 8th July 2026

Things i like

Any issues with non delivery of goods or services has been resolved to my satisfaction expediently. The pay in 3 function allows you to budget against income. Reviewed on: 8th July 2026

I do payments abroad and sometimes instead of paying...

I do payments abroad and sometimes instead of paying with my bank card I do it through PayPal so it’s safer. I am really happy with the service. Reviewed on: 8th July 2026

It’s reliable and efficient and I use it monthly

It’s reliable and efficient and I use it monthly Reviewed on: 8th July 2026

I trust PayPal.

I trust PayPal. I always pay through them when available as so much danger from scammed out there. PayPal is reliable. I highly recommend them. Reviewed on: 8th July 2026

Never had an issue arise from using PayPal.

Never had an issue arise from using PayPal. I feel it’s safe to use , easy to use as well. Has all the relevant information you need in normal terms, no jargon. Reviewed on: 8th July 2026

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