Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101280 reviews)

View other PayPal products

4.76

Based on 101,280 reviews, last reviewed 14th Aug 2026

72% increase in 5 star reviews

in the past 90 days

83% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

bought so much stuff online through pay pal so easy... bought so much stuff online through pay pal so easy and pay in 3 is best thing ever from pay pal if u dont have money to pay it gives u time to pay Reviewed on: 14th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101280)

Simple to set up, straightforward and makes sense!

Simple to set up, straightforward and makes sense! It helps me to pay for things I usually may not purchase, but with the ease of spreading the cost in a moment, I can buy what I'm after! Reviewed on: 8th July 2026

Makes my life a lot easier.

Makes my life a lot easier. Simple to select PayPal as an option to pay for services goods etc. Reviewed on: 8th July 2026

So easy to purchase and spread the cost.

So easy to purchase and spread the cost. Being able to spread the cost over 3 months allows you to purchase something that maybe you wouldn’t consider buying if you had to pay the total cost upfront. Reviewed on: 8th July 2026

i find paypal very easy to deal with if i have any q...

i find paypal very easy to deal with if i have any questions and also i am satisfied that they are secure and safe which i find is reassuring and the pay in 3 is saving me money as there is no interest which i use often Reviewed on: 8th July 2026

Useful but gets confused by cancellations and redos

Pay in 3 is very useful and is easy to set up but the app got a little confused when I wanted to cancel an order and redo it (because I'd picked the wrong item to buy). It cancelled my original pay in 3 fine but didn't process the new pay in 3 so I ended up paying in full at once, which was not my plan. Reviewed on: 8th July 2026

Great experience this app is really very helpful and...

Great experience this app is really very helpful and useful Reviewed on: 8th July 2026

Great experience

Great experience, always seems to work well every time I purchase from eBay, and any other seller that gives PayPal as an option to buy. Reviewed on: 8th July 2026

I have never had any problems with PayPal.

I have never had any problems with PayPal. If I did it was always solved promptly. Reviewed on: 8th July 2026

PayPal as your friend

I had problem with distribution for refund I contacted PayPal and they solved my problem within week they were professional and polite they also demonstrated listening skills Reviewed on: 8th July 2026

Definitely progressed and better over the years

The app and integration on websites has definitely improved. The rewards are getting better too especially with the credit system, a lot of retailers are onboard too which gives you more security when paying for something online on a website you have never used before. Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Klarna 4.37 from 565 reviews
nextpay
from Next 4.20 from 13 reviews
Buy now pay later
from Clearpay 3.59 from 60 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181120 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub