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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101280 reviews)

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4.76

Based on 101,280 reviews, last reviewed 14th Aug 2026

72% increase in 5 star reviews

in the past 90 days

83% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

bought so much stuff online through pay pal so easy... bought so much stuff online through pay pal so easy and pay in 3 is best thing ever from pay pal if u dont have money to pay it gives u time to pay Reviewed on: 14th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101280)

Just easy use clear and easy to understand

Just easy use clear and easy to understand Reviewed on: 8th July 2026

My experience with PayPal

I have been using PayPal for many years, it was always safe to buy or pay. PayPal always gives me flexibility on buying items and I really like to use the pay in 3 , sometimes for higher priced items it’s very handy. I am very pleased with PayPal. Reviewed on: 8th July 2026

Its quick and safe.

Its quick and safe. Im ysimg it as much as I can. Reviewed on: 8th July 2026

Never hadvany issues always helpful customer services

Never hadvany issues always helpful customer services Reviewed on: 8th July 2026

Problems dealt with efficiently and promptly.

Problems dealt with efficiently and promptly. I feel secure using the app and an extra layer of back up if things go wrong. Reviewed on: 8th July 2026

Very happy using pay pal.

Have no problems whatsoever using pay pal. Very pleased with everything Reviewed on: 8th July 2026

Always use PayPal especially when you can split paym...

Always use PayPal especially when you can split payments never once had a problem and you get decent reminders Reviewed on: 8th July 2026

PayPal is generally reliable and fast for sending an...

PayPal is generally reliable and fast for sending and receiving money. However, my experience wasn’t entirely positive. One payment of around £250 arrived instantly, but the funds were held for about three and a half weeks before I could access them. I also had to provide tracking information to get the money released. That was very frustrating, especially for an amount that I would not consider unusually large. Since then, I’ve become much more cautious about using PayPal for higher-value transactions. Reviewed on: 8th July 2026

Great product and service

Very easy to arrange with all the information supplied. Easy to understand, manage and in receipt of regular payment updates. Excellent value for money. Reviewed on: 8th July 2026

Secure and great value

Good secure service and great value with pay later on large payments Reviewed on: 8th July 2026

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