Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101280 reviews)

View other PayPal products

4.76

Based on 101,280 reviews, last reviewed 14th Aug 2026

72% increase in 5 star reviews

in the past 90 days

83% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

bought so much stuff online through pay pal so easy... bought so much stuff online through pay pal so easy and pay in 3 is best thing ever from pay pal if u dont have money to pay it gives u time to pay Reviewed on: 14th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101280)

PayPal Praises

Very reliable on transactions, clearly laid out pages when making a payment, easy to use. Reviewed on: 8th July 2026

Pay in 3 easy and effortless with lots of big name c...

Pay in 3 easy and effortless with lots of big name companies Reviewed on: 8th July 2026

set up & forget about it.

very easy to set up have used it many times to spread the cost of high price items & have found it extremely secure for all my purchases Reviewed on: 8th July 2026

Efficient and Easy Way to pay..

It is an efficient and safe say to pay. Spreading the cost takes the pain out of paying. Reviewed on: 8th July 2026

It’s easy to get to use, easy to help navigate...

It’s easy to get to use, easy to help navigate money Reviewed on: 8th July 2026

Trusted Partner for Online Purchases

Living in a remote location online buying is a must. Having been a PayPal customer for years, I have complete faith in them and am grateful that they are a trustworthy, reputable organisation which makes online purchasing a doddle. Reviewed on: 8th July 2026

Smooth and Simple PayPal Credit Experience

I recently used PayPal Credit for a purchase, and the experience was smooth and convenient. Approval was quick, the payment plan was clearly explained, and the checkout process felt secure. It made the purchase much easier to manage, and I appreciated the flexibility it offered. Reviewed on: 8th July 2026

I like it a lot, especially PayPal in 3 , this is my...

I like it a lot, especially PayPal in 3 , this is my favourite feature Reviewed on: 8th July 2026

Great customer service.

Great customer service. I had an issue with payment. It was dealt with promptly. Must have been with Temu/Shein Reviewed on: 8th July 2026

Excellent flexibility and BNPL options

Excellent flexibility and BNPL options Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Klarna 4.37 from 565 reviews
Klarna card
from Klarna 4.01 from 4 reviews
Argos card
from Argos 4.29 from 64 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181123 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub