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PayPal: Pay in 3 reviews

4.76
Based on 101,280 reviews, last reviewed 14th Aug 2026
72% increase in 5 star reviews
in the past 90 days
83% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

bought so much stuff online through pay pal so easy... bought so much stuff online through pay pal so easy and pay in 3 is best thing ever from pay pal if u dont have money to pay it gives u time to pay Reviewed on: 14th August 2026
Craig E's avatar
Craig E

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101280)

Helps budget

5
Good able to pay in 3 really helps with budget Reviewed on: 8th July 2026

Excellent

5
I used PayPal pay in 3 when buying a car seat for my son. I would not have been able to afford it if I couldn’t split the cost. Excellent service. Reviewed on: 8th July 2026

3 monthly installments at 0% interest

5
I was able to make a large purchase and pay it off in 3 monthly payments with zero interest. It was really easy to do. Reviewed on: 8th July 2026

Fast and easy to use.

5
Fast and easy to use. No hassle or fuss Reviewed on: 8th July 2026

Good, simple to use service

5
I used PayPal for pay on 3 or paying in full. Never had any issues with anything. Reviewed on: 8th July 2026

Very good experience all round, very good customer...

5
Very good experience all round, very good customer safety. Reviewed on: 8th July 2026

Absolutely fantastic overall.

5
Absolutely fantastic overall. Great customer service, excellent value especially the pay by 3 options! Reviewed on: 8th July 2026

Very convenient.

5
Very convenient. I love the pay in 3 option so I can spread the cost easily. Never had any issues with PayPal and I know they would help me if I ever had a problem. It’s also great to have all my payment methods saved in the one place. Reviewed on: 8th July 2026

It was great.

5
It was great. Easy payment methods nice app layout Reviewed on: 8th July 2026

Satisfied

4
No issues with my PayPal account. Reviewed on: 8th July 2026

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