Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,280 reviews, last reviewed 14th Aug 2026
72% increase in 5 star reviews
in the past 90 days
83% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

bought so much stuff online through pay pal so easy... bought so much stuff online through pay pal so easy and pay in 3 is best thing ever from pay pal if u dont have money to pay it gives u time to pay Reviewed on: 14th August 2026
Craig E's avatar
Craig E

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101280)

Always there to help at hand regardless

5
Always there to help at hand regardless Reviewed on: 8th July 2026

Easy and hassle free experience.

5
Easy and hassle free experience. Always great communication Reviewed on: 8th July 2026

Made life easier and allowed me to continue my life...

5
Made life easier and allowed me to continue my life as normal without missing out on the things that excite me Reviewed on: 8th July 2026

Easy to use

5
I have tried it before and it was good Reviewed on: 8th July 2026

Trips and quality items within reach before the payday.

5
The service is straightforward, transparent, and incredibly easy to use. The option to spread payments is particularly helpful for smaller, essential purchases—such as clothing or shoes that may be needed unexpectedly just before payday. It's also great for larger expenses, including televisions, household appliances, or even booking holidays, making them more manageable without the burden of paying everything upfront. Compared with traditional loans or credit cards, it offers a simpler and often more cost-effective way to budget for purchases. It also reduces the number of retailers that need to store my payment details, providing added security and convenience. The monthly payment reminders are very useful, helping me easily manage my budget. Reviewed on: 8th July 2026

Amazing experience using PayPal.

5
Amazing experience using PayPal. It is very easy to use and works fast too! I would definitely recommend to use Reviewed on: 8th July 2026

Excellent service from customer service

5
Excellent service from customer service Reviewed on: 8th July 2026

PayPal is amazing for using to pay for things

5
PayPal is amazing for using to pay for things Reviewed on: 8th July 2026

Pay in three.

5
I buy concert tickets regularly and the pay in three has always helped me to sort my finances much better. Reviewed on: 8th July 2026

App really easy, excellent customer service

5
App really easy, excellent customer service Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181123 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products