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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101280 reviews)

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4.76

Based on 101,280 reviews, last reviewed 14th Aug 2026

72% increase in 5 star reviews

in the past 90 days

83% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

bought so much stuff online through pay pal so easy... bought so much stuff online through pay pal so easy and pay in 3 is best thing ever from pay pal if u dont have money to pay it gives u time to pay Reviewed on: 14th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (101280)

Excellent service and no issues I can think of

Excellent service and no issues I can think of Reviewed on: 8th July 2026

Good UI .

Good UI .The UI is easy on the eyes and good Reviewed on: 8th July 2026

I use PayPal for most of my purchases, and have foun...

I use PayPal for most of my purchases, and have found them excellent on all accounts. I love PayPal plus and also love the option of using pay in 3 which helps me to budget without the worry if charges. Reviewed on: 8th July 2026

Fantastic Loyalty Scheme

Very easy to use. Particularly fond of Paypal+, which offers amazing rewards for customer's commitments. I'm in the Gold tier, which has allowed me to earn more for my loyalty and I'm definitely on track to reach the Black Tier. Reviewed on: 8th July 2026

Easy to use, straight forward to navigate.

Easy to use, straight forward to navigate. I like that my PayPal is linked directly to my current account, meaning I run no risk of missing a payment. The app is also very easy and simple to use. I have had no issues using the service, but I am confident that, if needed, the customer service would be great. Reviewed on: 8th July 2026

Pay in 3 is simply liberating bringing choice and joy

PayPal Pay in 3 is simply a liberating innovation for me as a buyer / consumer. I can budget, get what I need when it is either critically needed amongst other constraints, eliminating any additional financial pressure, or simply allow me to treat myself or those close to me to something special spontaneously, giving me choice I may not have otherwise been able to afford, or indeed taken. So, it has also created / enabled more giving, and more fun in my life - thanks you Reviewed on: 8th July 2026

Easy to use website and pay additional payments was...

Easy to use website and pay additional payments was good Reviewed on: 8th July 2026

Peace of mind and super convenient

Gives me the perfect opportunity to buy, immediately, exactly what I need when I'm struggling to pay in one payment. Even though, in the big scheme of things my credit rating isn't great, Pay in 3 has been extremely helpful for me. Reviewed on: 8th July 2026

Always easy and secure.

Always easy and secure. Trustworthy and easy to navigate the account. They always keep me updated Reviewed on: 8th July 2026

I have been using Paypal for more years

I have been using Paypal for more years than i can remember , up to now i don't remember ever having a problem with them (but then i don't remember what i done yesterday ha ha) Reviewed on: 8th July 2026

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