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PayPal: Pay in 3 reviews

4.76
Based on 101,280 reviews, last reviewed 14th Aug 2026
72% increase in 5 star reviews
in the past 90 days
83% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

bought so much stuff online through pay pal so easy... bought so much stuff online through pay pal so easy and pay in 3 is best thing ever from pay pal if u dont have money to pay it gives u time to pay Reviewed on: 14th August 2026
Craig E's avatar
Craig E

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101280)

I've been using PayPal for several years and overall...

5
I've been using PayPal for several years and overall it's been a reliable and convenient way to send and receive payments. The platform is easy to use, transactions are usually processed quickly, and it integrates well with many online retailers and services. I particularly appreciate the buyer protection features, which provide extra peace of mind when shopping online. Reviewed on: 8th July 2026

Never had a problem.

5
Never had a problem. Everything very easy, professional and quickly done Reviewed on: 8th July 2026

It's makes my life easy for shopping online

5
It's makes my life easy for shopping online Reviewed on: 8th July 2026

PAY FRIEND.

5
No hassle getting back money for undelivered or returning purchases, and peace of mind that I can buy safely. Reviewed on: 8th July 2026

I like paypal because it’s safe and guarantees my ba...

5
I like paypal because it’s safe and guarantees my back if I ever get scammed. And I like the idea of getting rewards. Reviewed on: 8th July 2026

Ease of use and good security makes PayPal my go-to

5
PayPal is my go-to for online shopping and money transfers to family overseas. Their system provides the ease of use coupled with the enhanced security that I would expect from a well established and professional company. For larger items I use the pay-in-three option which nicely breaks down payments into smaller interest free amounts. I'm extremely happy with their service, and the customer service back-up that I have used once. Reviewed on: 8th July 2026

Very easy to use, the web site is easy to navigate a...

5
Very easy to use, the web site is easy to navigate and understand. If i have a problem, it is very quickly dealt with Reviewed on: 8th July 2026

Fantastic service secure and the pay in 3 instalment...

5
Fantastic service secure and the pay in 3 instalments is very good Reviewed on: 8th July 2026

Peace of mind, speedy decisions, and security.

5
Paypal provides speed of response, peace of mind, competitiveness, and security in a space where scams, poor service and inflated costs are common. My only criticism is that you do not yet provide further financial services. Reviewed on: 8th July 2026

I have used Paypal for many years, but I am yet to u...

4
I have used Paypal for many years, but I am yet to use the credit branch within it. I have looked into it and does seem like a suitable option going forward. Reviewed on: 8th July 2026

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