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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101282 reviews)

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4.76

Based on 101,282 reviews, last reviewed 18th Aug 2026

62% increase in 5 star reviews

in the past 90 days

67% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very plain and simple to use. Very plain and simple to use. It made it possible for me to buy a beautiful dress. Reviewed on: 18th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101282)

Excellent

Needed some tools for work and pay in 3 was so helpful and easy very quick. Reviewed on: 8th July 2026

Simple and transparent way to split online purchases

I used PayPal Pay in 3 to split a few online purchases and the experience was very smooth. Approval was fast, the instalments were clearly shown at checkout, and in my account dashboard I could easily track the amounts and due dates. What I liked the most was the transparency: the total amount, what has already been paid and what is still outstanding are displayed in a very simple way, with no fine print or hidden fees. The email notifications also help to avoid missing a payment. The only point for improvement is that it would be great to see more stores offering Pay in 3 directly at checkout, because on some websites the option is not available yet. Overall, though, the service made it much easier to manage my budget without relying on a traditional credit card. Reviewed on: 8th July 2026

Excellent service easy to use would recommend to fri...

Excellent service easy to use would recommend to friends and family Reviewed on: 8th July 2026

I’ve been using PayPal for years, and it remains my...

I’ve been using PayPal for years, and it remains my go-to for online shopping and quick transfers. The setup is straightforward, and it integrates seamlessly with almost every e-commerce site out there, minimizing checkout friction. Reviewed on: 8th July 2026

Superb service from PayPal

Superb service from PayPal which is my go to money transfer and spending service. Really like the service received and the functionality is so easy to use. Wide range of retailers use PayPal and I am completely confident in their systems. I also like the new loyalty based points system. Reviewed on: 8th July 2026

Pay in 3 your purchasing friend.

I have used ( pay in 3) umpteen times it's a fabulous way to shop and a great help for expensive items Reviewed on: 8th July 2026

Quick and easy to use - helpful every day

I'm using paypal for the last few years and always has been great to use - easy, quick which is just what you need Reviewed on: 8th July 2026

Very easy to use and very well streamlined

Very easy to use and very well streamlined Reviewed on: 8th July 2026

Excellent service

Not been using this facility for very long. But service has been excellent and PayPal always keep you updated with what's happening with your account. Never had any issues.. Reviewed on: 8th July 2026

I have been a PayPal user for many years and I alway...

I have been a PayPal user for many years and I always pay by paypal when given the option as I know it is secure. Reviewed on: 8th July 2026

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