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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101282 reviews)

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4.76

Based on 101,282 reviews, last reviewed 18th Aug 2026

62% increase in 5 star reviews

in the past 90 days

67% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very plain and simple to use. Very plain and simple to use. It made it possible for me to buy a beautiful dress. Reviewed on: 18th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101282)

Purchases are made easier with PayPal

I wouldn't be able to afford to purchase some things without Paypal's Pay'in-3 option. Also it's much easier to pay someone or a friend via a PayPal link than a bank transfer and having to message back and forth with bank details Reviewed on: 8th July 2026

it's a great way...to spread the cost

I always choose the pay in 3 option it's a great way to spread the cost.. If I have any problems PayPal always there to help.. It's a great service I tell people all the time if they have PayPal use the pay in 3... Gives you a bit of breathing space so a lump sum is bit comi g out of your account all at once. Pay in 3 keep it coming what a great service and the PayPal team are always friendly and there to help.. They always do there very best Reviewed on: 8th July 2026

Seamfree transaction, no problems, Didn't have to do...

Seamfree transaction, no problems, Didn't have to do very much, Reviewed on: 8th July 2026

It’s always been easy to use PayPal especially the 3...

It’s always been easy to use PayPal especially the 3 month interest free credit Reviewed on: 8th July 2026

Just simple to use

Just nice and easy to use, plus sending money is simple. Reviewed on: 8th July 2026

Very handy, highly recommend

Zero issues using PayPal. Would highly recommend to anyone to help stretch your money out whilst paying for things Reviewed on: 8th July 2026

Good money management tool

The pay in 3 helps to spread the cost of pricier items. I use it in a measured way so it really helps me stay on track without excess debt accruing Reviewed on: 8th July 2026

Thankyou for helping me be less anxious

I have severe anxiety and a lot of trauma surrounding money. PayPal really have helped me in feeling safe when purchasing through them. It's made something that's really scary for me very simple and not so anxiety inducing. Thank you Reviewed on: 8th July 2026

IZZY Isla

Very helpful and refund are always on time Reviewed on: 8th July 2026

Convenient service

Going the pay in three service very convenient and allowed me to feel more comfortable buying non essential products Reviewed on: 8th July 2026

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