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PayPal: Pay in 3 reviews

4.76
Based on 101,282 reviews, last reviewed 18th Aug 2026
62% increase in 5 star reviews
in the past 90 days
67% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very plain and simple to use. Very plain and simple to use. It made it possible for me to buy a beautiful dress. Reviewed on: 18th August 2026
Leigh Murphy's avatar
Leigh Murphy

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101282)

A service that gives you total confidence

5
In the past, if I have had a problem with a provider Pay Pal have acted on my behalf. I feel I can trust them to sort out any issues for me. I have confidence in the service which is a great feeling. Reviewed on: 8th July 2026

Power to the people

5
With PayPal’s back up I have confidence in my transactions knowing they will be on my case if need be. I am not alone out there in a competitive world. With more time to pay I can purchase stuff I would otherwise have to kiss goodbye to as I couldn’t afford them in one hit. Reviewed on: 8th July 2026

You can always rely on PayPal for a speedy delivery...

5
You can always rely on PayPal for a speedy delivery Reviewed on: 8th July 2026

Wonderful,Wonderful,Wonderful,wonderful, wonderful,,...

5
Wonderful,Wonderful,Wonderful,wonderful, wonderful,,beautiful Reviewed on: 8th July 2026

Love paypal

5
Love my PayPal account easy to use3 payments is a bonus on big purchases which makes it easier to budget when managing your finances Reviewed on: 8th July 2026

Quick service with great communication

5
They have always offered great service and value, with excellent communications. Reviewed on: 8th July 2026

Safe and flexible

5
Pay in 3 lets you spread the cost and also would say with places like facebook marketplace being scam heavy, using business purchases with paypal adds confidence. I've never been out of pocket due to bad actors. Reviewed on: 8th July 2026

Thank you for such a straightforward app.

5
I have always had an excellent experience even when having disputes with companies Reviewed on: 8th July 2026

Satisfactory

5
PayPal is an excellent digital wallet for quick online transactions, offering strong buyer protection and convenient features like "Pay in 3". However, users frequently cite frustrating customer support, occasional unexplained account holds, and high transaction fees for sellers as notable drawbacks. Reviewed on: 8th July 2026

Breathing Space

5
I find PayPal efficient reliable and a trustworthy companion in necessary financial needs and gives you that breathing space if things are a bit tight with no financial penalty I can’t fault it Reviewed on: 8th July 2026

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