Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,282 reviews, last reviewed 18th Aug 2026
62% increase in 5 star reviews
in the past 90 days
67% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very plain and simple to use. Very plain and simple to use. It made it possible for me to buy a beautiful dress. Reviewed on: 18th August 2026
Leigh Murphy's avatar
Leigh Murphy

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101282)

PayPal Pay in 3 has made it much easier to budget fo...

5
PayPal Pay in 3 has made it much easier to budget for purchases without paying everything upfront. I like how quick and easy it is to set up at checkout, and the repayments are clear and simple to keep track of. It's a really convenient feature that I've had a positive experience using. Reviewed on: 8th July 2026

I’ve had a great experience using PayPal Credit.

5
I’ve had a great experience using PayPal Credit. The application process was straightforward, and it’s been a convenient way to spread the cost of larger purchases. The online account is easy to manage, payments are simple to make, and I appreciate the flexibility it provides when budgeting. Customer service has been helpful whenever I’ve needed assistance, and overall it’s been a reliable and useful financial tool. I would recommend PayPal Credit to anyone looking for a convenient payment option. Reviewed on: 8th July 2026

Excellent

5
No complaints, very good service Reviewed on: 8th July 2026

Brilliant

5
Very good service I can’t folt them Reviewed on: 8th July 2026

I have been using PayPal for some years now and have...

5
I have been using PayPal for some years now and have always been very happy with the service. Reviewed on: 8th July 2026

Simply efficient.

5
Every interaction with Pay Pal has been positive and even quicker than I would have thought. Reviewed on: 8th July 2026

Really very easy to manage.

5
Really very easy to manage. Superb service and support. I will definitely use again. Reviewed on: 8th July 2026

Great product

5
Love the layout of paying in 3 for things I can't buy in full Reviewed on: 8th July 2026

Pay Pal Review

5
Simple to use efficient customer service team Reviewed on: 8th July 2026

Always there if needed

5
Always there if needed and especially for larger amounts ( pay in 3. When I buy I feel safe because I know that if there are problems I get my money back Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181126 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products