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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101282 reviews)

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4.76

Based on 101,282 reviews, last reviewed 18th Aug 2026

62% increase in 5 star reviews

in the past 90 days

67% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very plain and simple to use. Very plain and simple to use. It made it possible for me to buy a beautiful dress. Reviewed on: 18th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101282)

Smooth and easy

Smooth. Next to no effort required. Reviewed on: 8th July 2026

Zero issues

I have never had any problems with the PayPal app. Reviewed on: 8th July 2026

SMooth, easy, reliable I can always count on Paypal...

SMooth, easy, reliable I can always count on Paypal to back me up when retailing, and it helps so much to split my buyings into 3 installments Reviewed on: 8th July 2026

OG Paypal user

I’ve used PayPal for years, never had any issues. When they introduced Pay in 3, I was in; I had used Klarna and others but I know Paypal and trust them don’t was an easy win to go with them rather than other finance companies. Reviewed on: 8th July 2026

Peace of mind

With cost of living high, this gives you the option to spread out payments without being out of pocket. Reviewed on: 8th July 2026

Love how you can pay in 3 instalments because everyt...

Love how you can pay in 3 instalments because everything it automatically set up for you ie. Direct debit no hassle Reviewed on: 8th July 2026

I feel safe whenever I use Paypal as they are on top...

I feel safe whenever I use Paypal as they are on top of security. Really like the code verification as opposed to passwords as much easier to remember. I know they have the customers needs as top priority and whenever I have needed to contact them ( which is rarely ) it is easy to speak to someone. Reviewed on: 8th July 2026

MY PAY PAL FRIEND

PAY PAL AS ALL WAYS BEEN THERE FOR ME WHEN I HAVE NEEDED THEM I FEEL I CAN TRUST THEM TO HANDLE MY PROBLEMS I THINK THEY DESERVE A PAT ON THE BACK AND MORE GREAT SERVICE THOUGH AND THROUGH Reviewed on: 8th July 2026

A pocket app for different payment options!

So many different ways to pay and spends finances feel safe and I feel valued as a customer. Reviewed on: 8th July 2026

I use paypal for almost everything I purchase online.

I use paypal for almost everything I purchase online. It is safe, secure and easy. With options for interest free payment options, why wouldn't use Paypal!! The only criticism I would have is it is rather inpersonal, if anything was to go wrong, how easy is it to speak to a person rather than having to report issuies electronically. Reviewed on: 8th July 2026

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