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PayPal: Pay in 3 reviews

4.76
Based on 101,282 reviews, last reviewed 18th Aug 2026
62% increase in 5 star reviews
in the past 90 days
67% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very plain and simple to use. Very plain and simple to use. It made it possible for me to buy a beautiful dress. Reviewed on: 18th August 2026
Leigh Murphy's avatar
Leigh Murphy

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101282)

Easy to use and helpful

5
Was easy to apply and use, meant I could spread the cost over time to avoid big payments which works best for me Reviewed on: 8th July 2026

Amazing experience since 2017

5
It is always easy to pay with PayPal. Pay in three without any interest, is amazing and it makes the shopping easier. PayPal pay in three slways help me to manage my budget. I am a big fan of PayPal. Reviewed on: 8th July 2026

Pay in 3

5
Always a quick service and great to get interest free payments Reviewed on: 8th July 2026

Never an issue with PayPal

5
Over the years I have Never had any issues with PayPal. Be it refunds or help with an issue. Perfect Reviewed on: 8th July 2026

Secure, fast & great saving incentives

5
PayPal is so secure, fast and beneficial on savings and overall excellent navigation in app and with notifications & comms etc. Reviewed on: 8th July 2026

I'm glad PayPal exists!

5
I love the pay in 3 option! And Paypal always makes purchases and receiving money easy. I've used it for years and will probably use it forever. I feel safe when using it and like if anything goes wrong, I'd be protected and the team would help me. I like how it's getting more personisable too. Overall, a great product that I'm glad exists! Reviewed on: 8th July 2026

Trustworthy

5
Using paypal means I can make a purchase in full confidence Reviewed on: 8th July 2026

Love paypal

5
Love PayPal so easy to use and reliable. Reviewed on: 8th July 2026

Happy User

5
I am very keen to use the Pay in Three when possible. It is a helpful dimension to Paypal. Reviewed on: 8th July 2026

My Go To Bank

5
Always my first port of call when making a purchase. Great way to spread the cost of a considered purchase Reviewed on: 8th July 2026

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