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PayPal: Pay in 3 reviews

4.76
Based on 101,285 reviews, last reviewed 20th Aug 2026
57% increase in 5 star reviews
in the past 90 days
63% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

brilliant company. not relevant... but i've not had any problems with paypal in all the years i've been using the company Reviewed on: 20th August 2026
roymcevoy's avatar
roymcevoy

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101286)

Pay pal pay in 3

5
Pay pal pay in 3 works really well there is no interest and the payment plan is set out clearly with reminders Reviewed on: 8th July 2026

Very useful to do secure payments online

5
Very useful to do secure payments online Reviewed on: 8th July 2026

I’ve used it several times

5
I’ve used it several times and it helps lock in best price without the worry of a high purchase Reviewed on: 8th July 2026

It’s normally towards Christmas I use pay in 3, my m...

5
It’s normally towards Christmas I use pay in 3, my money never goes as far as I think it will, this is a very handy back up option to use Reviewed on: 8th July 2026

Easy transactions in one place!

5
I thoroughly enjoy using PayPal for any retail transactions. There's that feeling of reassurance and protection if something goes wrong, you can rely on PayPal Team for help! Thank you Reviewed on: 8th July 2026

I use PayPal services all the time.

5
I use PayPal services all the time. I trust the payment method to be secure but also to help me get my money back if something is not right with an order. I particularly like the pay in 3 option to help me afford something I really want or need without over stretching my finances or setting up a longer credit agreement. Reviewed on: 8th July 2026

A fast secure method of payments

5
A fast secure method of payments Reviewed on: 8th July 2026

Feels safe

5
It feels safe knowing if there is a problem you would back people up and refund . If bad company you then bar them. Reviewed on: 8th July 2026

I have never been disappointed with PayPal Service.

5
I use PayPal to make almost all of my online purchases. I feel safe and trust in their policies. Refunds are credited as soon as you post the return item, multiple options to pay, and I have never been disappointed with their Service - 10/10! Reviewed on: 8th July 2026

Easy to use

5
Easy to make transactions, intuitive, user friendly interface on the app Reviewed on: 8th July 2026

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