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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101286 reviews)

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4.76

Based on 101,285 reviews, last reviewed 20th Aug 2026

57% increase in 5 star reviews

in the past 90 days

63% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

brilliant company. not relevant... but i've not had any problems with paypal in all the years i've been using the company Reviewed on: 20th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101286)

Pay in 3 is really good.

Pay in 3 is really good. It has made it possible to purchase higher cost items without the need to wait. So easy to set up. No interest to pay. An excellent way to help you budget. Everything you need to know is in the PayPal app and it's so easy to keep a check on your purchases and payments. You are always sent a reminder a few days before a payment is going through, which is a good idea. And there is the option to make a payment early if you wish. Everything is so clear to understand on you PayPal account. I have only experienced benefits using Pay in 3 and the only possible drawback I can see,, and that is down to the user, is having too many purchases going at one time. Just be sensible and don't overstretch yourself. If you need credit for a bigger purchase Pay in 3 is the way to go, and I would recommend it to anyone. Reviewed on: 8th July 2026

Fast transactions with security

Very fast money transaction with minimal effort and yet full security. You feel safe using PayPal services and when complications happen with an unsatisfactory purchase, PayPay is fast to respond and deal with any issues immediately. Reviewed on: 8th July 2026

Affordable Pay in 3

Love using Pay in 3 instalments as it makes larger purchases more affordable. It’s great that payments are automatically taken so I don’t worry about forgetting to pay. It’s seamless transactions. Reviewed on: 8th July 2026

Used PayPal for years,and had zero problems with them .

Used PayPal for years,and had zero problems with them . Reviewed on: 8th July 2026

Never had any problem with paypal

Never had any problem with paypal Reviewed on: 8th July 2026

Would recommend

Quick and easy to use. Pay in 3 is great, you are approved quickly and a good way to split your payments without any hassle. Reviewed on: 8th July 2026

Easy peasy

PayPal is just so easy to use it's perfect for me Reviewed on: 8th July 2026

Peace of mind because I know I can get my...

Peace of mind because I know I can get my money back Reviewed on: 8th July 2026

Easy to use and fast.

Easy to use and fast payments. Also love the split payments. Reviewed on: 8th July 2026

Really quick and easy application

Really quick and easy application Reviewed on: 8th July 2026

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