Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,287 reviews, last reviewed 20th Aug 2026
55% increase in 5 star reviews
in the past 90 days
63% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience PayPal Good experience with payment as expected and prompt replies from customer service when necessary which has only been occasionally. Reviewed on: 20th August 2026
Stuart A's avatar
Stuart A

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101287)

Safety and support

5
Paypal offers safety when purchasing online plus an easy way to spread costs. Any problem with suppliers and Paypal is quick to take on responsibility, resolve issues and ensure the customer is not left out of pocket over a bad experience. Reviewed on: 8th July 2026

A quick, simple, trustworthy way to pay

5
A quick, simple to follow trustworthy system. No nonsense, a complete service not offered by other companies as far as I'm aware. Can buy with confidence knowing my payment is safe. Transfer money and split payments. The pay in 3 service is great for unexpected more expensive items without the extra burden of interest to worry about Reviewed on: 8th July 2026

Always had good service over many years

5
Always had good service over many years Reviewed on: 8th July 2026

Only used this service a few times, but it works ver...

5
Only used this service a few times, but it works very well as you’re always informed as to when payments are due. Reviewed on: 8th July 2026

Feel protected

5
I feel well protected using PayPal which is the most important thing for me when shopping on line Reviewed on: 8th July 2026

Easy to use platform which runs hassle free!

5
Easy to use platform which runs hassle free! Good security measures are in place. Reviewed on: 8th July 2026

I have used pay in 3 many times and I find it very u...

5
I have used pay in 3 many times and I find it very useful and easy Reviewed on: 8th July 2026

Excellent service.

5
Excellent service. Never had a problem. Reviewed on: 8th July 2026

Reclaiming wronful payments

5
Have always had positive experience when i have had any query about transactions, and claiming wrongful payment return. Reviewed on: 8th July 2026

Paying in Instalments and Resolving an Issue

5
I bought something recently and was able to pay over 3 months with no issues or problem and I was notified before every payment was due. In the past they have helped me get my money back when something I purchased did not arrive. Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181130 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products