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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101288 reviews)

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4.76

Based on 101,287 reviews, last reviewed 20th Aug 2026

55% increase in 5 star reviews

in the past 90 days

63% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience PayPal Good experience with payment as expected and prompt replies from customer service when necessary which has only been occasionally. Reviewed on: 20th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101288)

Never had a problem with getting refunds or getting...

Never had a problem with getting refunds or getting money back for wrong purchases Reviewed on: 8th July 2026

Excellent we are so happy to use

Excellent we are so happy to use Reviewed on: 8th July 2026

Speedy and Safe Service

No recent customer experience but from past interactions, kind, quick, and informative. Have always had a good experience using PayPal and feel protected. Reviewed on: 8th July 2026

Excellent options and service.

Excellent options and service. I wonder if you could also allow to use credit card for paying in 3. Reviewed on: 8th July 2026

Convenient, reliable easy to use .

Convenient, reliable easy to use . Good communication through process Reviewed on: 8th July 2026

Easy and safe to use.

Easy and safe to use. I trust this site. Reviewed on: 8th July 2026

Always easy to use.

Always easy to use. Refunds are promtly dealt with. Pay in 3 is very useful especially if budgeting, but you still deserve that treat. You get regular reminders so you can forget. The indivual payment plans clearlt laid out in your app Reviewed on: 8th July 2026

I've used them for a while, only recently been more...

I've used them for a while, only recently been more active but I've never had a problem, everything has always been quick and easy Reviewed on: 8th July 2026

Great way to buy

I can buy things as I can pay over 3 months and as a pensioner it’s so helpful. To ensure I don’t miss out on items I need Reviewed on: 8th July 2026

Individualised service to an excellent standard.

Excellent experience every single time, paired with their robust security arrangements it's a no brainer really. Reviewed on: 8th July 2026

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