Smart Money People Logo

PayPal: Payments reviews

4.91
Based on 3,691 reviews, last reviewed 3rd May 2026
8600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use for payment and pay in 3. I use for payment and pay in 3. I use whenever possible for secure, worry free transactions. Reviewed on: 3rd May 2026
JAF's avatar
JAF

Latest lowest rating:

1

Very poor service. Very poor service.. I had a buy now pay later credit but I wanted to do a balance transfer but PayPal said it’s not possible. I will never use PayPal ... Read more Reviewed on: 15th April 2026
Josephine 's avatar
Josephine

About this product

PayPal enables people and businesses to send and receive money securely online and in person.

Pay for purchases, transfer money and manage transactions in one place on the app. There are flexible payment options, including spreading the cost of eligible purchases. Transactions are encrypted; eligible purchases are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Payments now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Payments reviews (3691)

PayPal is your pal.

5
Always there when I need them and never had a problem. PayPal is my best pal. Reviewed on: 3rd August 2023

Great way to spread payments interest-free

5
The PayPal Credit and Pay In 3 options are great money-management options when purchasing items. Why spend a chunk of savings all at once when you can make smaller payments over time, interest-free? Reviewed on: 3rd August 2023

Peace of mind

5
PayPal has always gave me comfort knowing I have it for them little emergencies that happen such as appliances that breakdown. Reviewed on: 3rd August 2023

A great way to buy

5
I’ve used PayPal for all my large purchases 4 months free credit! It’s a no brainier.. Reviewed on: 3rd August 2023

So easy to use and keep track of your payments etc, kept informed about upcoming payments

5
I find PayPal very useful to purchase things and pay a little later, so easy at the checkout without any fuss, I'm always kept up to date with upcoming payments and can't fault this service whatsoever personally, any issues are sorted really quickly too, it's so handy to buy things and pay interest free if paid by the allotted time, highly recommended and a very happy customer, with thanks Reviewed on: 2nd August 2023

PayPal CREDIT

5
I have taken PayPal credit several times. Very good service. Reviewed on: 2nd August 2023

Excellent Service

5
Being able to pay and spread the cost is amazing. The service is easy to use. Reviewed on: 2nd August 2023

Paypal has your back!!

5
I've been with PayPal for nearly 17 years and there's nothing quite like them. I can transfer money day or night instantly to friends or family and no cost..... brilliant!!! Shopping online can be a minefield but I always have felt at ease whenever I see the PayPal logo because if the purchase goes to crap I know that they will have my back. They have rectified all transactions that have gone south, you just couldn't ask for more..... Paypal has multiple payment options including 0% finance, their staff are thorough and extremely helpful. A+++ all round. Reviewed on: 2nd August 2023

Very easy to use and it is really good for any purchase you make

5
I'm 44 work as a manager have 2 kids live in London. Reviewed on: 2nd August 2023

Easy to use

5
PayPal credit is easy to use at checkout as it is no different than using regular PayPal. The app makes it easy to see how much you owe and when your payment is due. Direct debit can be set up to make payments automatically, but I prefer the ability to make payments from a variety of sources including my PayPal balance. Overall I have a great experience using PayPal credit. Reviewed on: 2nd August 2023

Review PayPal: Payments now

Help others make smarter decisions by sharing your own experience. Write a review