Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Payments reviews

4.70
Based on 3,855 reviews, last reviewed 14th Jul 2026
129% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy to use PayPal is extremely easy to use and very flexible its is really easy to use on the go. Reviewed on: 14th July 2026
Gabriella w's avatar
Gabriella w

Latest lowest rating:

2

Refused to refund fraudulant activity They refused to refund fraudulant activity and the app makes it so difficult to change your password (to try stopping this again). And logging on thro... Read more Reviewed on: 7th July 2026
Lins's avatar
Lins

About this product

PayPal enables people and businesses to send and receive money securely online and in person.

Pay for purchases, transfer money and manage transactions in one place on the app. There are flexible payment options, including spreading the cost of eligible purchases. Transactions are encrypted; eligible purchases are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Payments now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Payments reviews (3855)

Clear from the start very handy

5
Excellent service weather its popping something on PayPal credit or pay in 3 every thing is very clear that this is a form of credit and I have used both and found them good for those times you need some thing before your money comes in its easy to get refunds to this service too Reviewed on: 15th June 2022

PayPal. Perfect payment system.

5
I have been using PayPal for years. Very competitive APR. The payment options are numerous & detailed if you use their credit facility. I have not had 1 problem with using it either through my desktop or smartphone. Reviewed on: 15th June 2022

Easy transactions brilliant customer service

5
I buy frequently and it's a pleasure so easy fantastic customer service.consistantly excellent. Reviewed on: 15th June 2022

Short term credit the right way

5
If you use PayPal Credit the way it’s intended, a short 4 months interest free credit then it’s perfect, I must admit I’m guilty of going over the 4 months but only on small purchases and only buy something else once I’ve paid what I owe. Even if you do happen to go over the 4 months interest free period you won’t be stung by high interest like the “ pay day loans “ of not so long ago were guilty of doin Reviewed on: 15th June 2022

Thanks

5
Thanks PayPal Good to have a credit for shopping. Reviewed on: 15th June 2022

Quick and efficient

5
Setting up the paypal credit was easy, it was quick and efficient, everything is straightforward and the system informs you how much you need to pay each month well in advance. It also lets you know that if you pay the balance before the 4th month that there is no interest to pay. I have used it for quite a few items to ensure not too much comes out of my bank account that could have an impact later in the month. 0% for 4 months, whats not to like? I am very pleased with the service that i have received. Reviewed on: 14th June 2022

Safe and secure

5
amazing app to porches safely and secure .easy to use with so many other benefits!! Reviewed on: 14th June 2022

Simply the best

5
I have been using PayPal Credit for more than 4 good years and I have never regretted signing up with them. They make my shopping easy with their flexible payment options and very low interest rates when I don't pay on time. I stopped using credit cards from other banks because PayPal credit understand my needs better. I don't usually write reviews but this one I had to write one because they're so good. I have recommended for everyone I know. A☆☆☆☆☆☆☆☆☆☆ Reviewed on: 14th June 2022

So happy I can use paypal credit

5
I love paypal feel so safe paying through paypal I use it for all my purchases when I can and paypal credit is a blessing knowing i can spread my payments interest free. Reviewed on: 14th June 2022

So easy and hassle free

5
Easy to use and flexible payments. Reviewed on: 14th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101135 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.73 from 180937 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products