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PayPal: Payments reviews

4.91
Based on 3,709 reviews, last reviewed 8th May 2026
10200% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Really easy to make payments to friends, family and... Really easy to make payments to friends, family and when making purchases. Useful that I can make payments to people who live abroad with no fees Reviewed on: 8th May 2026
Emma Hearn's avatar
Emma Hearn

Latest lowest rating:

1

The interest free payments are great The interest free payments are great Reviewed on: 6th May 2026
Leigh Davies's avatar
Leigh Davies

About this product

PayPal enables people and businesses to send and receive money securely online and in person.

Pay for purchases, transfer money and manage transactions in one place on the app. There are flexible payment options, including spreading the cost of eligible purchases. Transactions are encrypted; eligible purchases are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Payments reviews (3709)

Easy

5
I’ve used PayPal Credit several times to spread the cost of my purchase and it’s very easy. Reviewed on: 14th August 2022

Easy and Efficient

3
Easy to use. Efficient in spending/sending/receiving money quickly. Two factor authentication has improved security. Great use of a credit system, providing both a credit card like idea of spending with promotional offers with some retailers, but also a use of split "pay in 3" system similar to companies like Klara. 5/5 - always recommended Reviewed on: 14th August 2022

Quick and reassuring

5
Paypal gives me a sense of security when shopping online, provides credit options which are easy to understand and is super quick at checkout Reviewed on: 14th August 2022

Reliable

5
PayPal is a secure, Reliable and fast way of paying and receiving money. Reviewed on: 14th August 2022

Very useful credit facility always good 0% period

5
I have been using PayPal credit for three years and it’s widely accepted and the interest free period is always there to use Reviewed on: 14th August 2022

Quick and Easy

5
Applying for PayPal credit wasn't confusing, it was easy to understand and was a fast process. Getting accepted didn't take a long time either. The APY was the best choice I could find and payment options were much better than other credit options. PayPal Credit was a very useful for paying for something expensive without having to wait to be accepted, having to wait for a card to arrive or having to split the payment in 3. Reviewed on: 14th August 2022

Happy customer

4
I always, know where I am in my payments and its quick and easy to use. Reviewed on: 14th August 2022

Easy to use and very secure

5
Makes buying items in-line feel very safe. Simple to use Reviewed on: 14th August 2022

Ease of use.

5
The PayPal app is the most simple and easy to use and I love it for the reason. Reviewed on: 13th August 2022

PayPal credit

5
PayPal credit has been a life saver it has helped me out a lot. Reviewed on: 13th August 2022

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