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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%

Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

Peace of mind

5
From very worried to peace of mind Reviewed on: 11th August 2021

Easy application

5
Very easy application, very friendly people & always on hand if any issues. Helps put all payments into one, made my life a lot less stressful. Reviewed on: 11th August 2021

The best at helping you pay your debt.

5
Payplan have been the best at ensuring I can pay my debts, and also making sure I can live as well. Friendly, helpful and knowledgeable people on the end of the phones. Would recommend to anyone who is in need of help or who don’t know where to start. Reviewed on: 11th August 2021

Fantastic Company

5
They don't judge, take everything on board and do what they can to assist you with your debt. Easily manageable through the app. Definitely recommend Reviewed on: 11th August 2021

The very best

5
Was with another debt management before who was taking 25% of my payment meaning it was harder than ever to get out of debt,Payplan have been brilliant and can finally see an end in sight… Reviewed on: 11th August 2021

Wish I found them sooner

5
The pandemic caused me (like so many) to lose my work and income. As I went on universal credit, I was unable to make my debt repayments. As my payment holiday ended from the bank, the pandemic still hadn’t ended meaning I was in, what felt like, financial hell. I didn’t know that a debt solutions plan was possible until I spoke to payplan. They have been supportive and the process was surprisingly simple, I really wish i’d done this sooner as so much weight has been lifted from me and my mental health has really become more steady and I can see the light at the end of the tunnel, even though it’s a long way off, it feels good to be realistically working towards it. I don’t feel like I will spiral into further debt now because of the payment plan that’s set up, and having someone to advise me / answer questions etc. Reviewed on: 11th August 2021

very friendly and efficient

5
a lifeline to cherish, very good and efficient, good communication and expert advice, best of all its free! Reviewed on: 11th August 2021

Amazing, personal service

5
From the moment I contacted Payplan they have been nothing but helpful. I was able to sort most of it out via WhatsApp in my own time. I can’t explain how relieved I am that I’ve had the help from them in sorting out my debt. It used to cause me so much anxiety but now I feel so much better and still have support from Payplan. Reviewed on: 11th August 2021

Payplan listened

5
I was at breaking point- COVID and reduced income led to debts and I could not cope Payplan helped me, creating a plan to move forward Reviewed on: 11th August 2021

The one and only

5
Brilliant company. Would highly recommend them. Go payplan. Reviewed on: 11th August 2021

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