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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

My journey with Payplan and my iva

5
Payplan have been very helpful and understanding through some of my darkest moments with my debt . If I have a problem I just message my case officer and I am always replied to within 24hrs . I can’t fault them I. any way Reviewed on: 11th August 2021

A real solution to debt

5
The advice, support and guidance offered by Payplan to me has been nothing short of life changing. They dealt with a very complex issue regarding debt and partial home ownership for me, allowing a solution where there seemed to be none. They are as unobtrusive as possible and have really taken a huge amount of stress and worry away by facilitating an IVA for me. Reviewed on: 11th August 2021

Thank you

5
My life unexpectedly changed due to redundancy and all of the sudden I found myself in financial troubles feeling totally ashamed .I did not wanted to talk about it or could not see the light at the end of the tunnel. My situation was getting worse every day and I did not know what to do .My bank recommended to speak to Pay Plan and to my surprise there was somebody on the other line who was listening and what more important not jugging me for my situation . I spoke to the kindest people on the team , making me feel like I will be ok ...I am on my way to be fine ... long way but at least I don't get any more threating letters .I have team who is on my site and i can call them at any time with anything .At this stage with pandemic behind us or almost behind us our health is the most important thing that we should worry about .. I am very grateful for the team to look after me an di am pretty sure that I am not the only one. I feel like the team care and doing the best for me to get out of the financial trouble .I am grateful and just want to say thank you Reviewed on: 11th August 2021

Amazing and reassuring

5
Experience has been very straightforward and they have put my mind at rest Reviewed on: 11th August 2021

Would be lost without you!

5
Made me feel at ease from the first email. Felt really low and couldn’t see a way out but that changed when I got in touch. I finally have control of my finances which would never have happened before! Reviewed on: 11th August 2021

Good company, always helpful and friendly.

4
My experience with pay plan was mostly good they are friendly and always solve any issues I may have and are fair most of the time. I would recommend this company. Reviewed on: 11th August 2021

Peace of mind

5
Payplan have helped me a great deal of help and support it is a wonderful service which gives you peace of mind. Reviewed on: 11th August 2021

Can't fault Payplan, always there to help!

5
Payplan deal with everything efficiently and have taken the worry away. I would highly recommend Payplan. It's not easy admitting you have a problem but Payplan listened and didn't judge. They give sound advice. Reviewed on: 11th August 2021

It feels great to finally get a good night's sleep!

5
After being left with large debts after a relationship breakdown I was told about Payplan. They arranged an affordable payment and dealt with all my creditors on my behalf. As soon as you mention Payplan to a creditor they know you are serious about dealing with your debt, and the whole nightmare you are living is suddenly gone, replaced by a future you can now look forward to. Reviewed on: 11th August 2021

Friendly, compassionate and reassuring. Life changing!

5
Payplan has changed my life, when I first found them I was at my lowest physucally and mentally and i did not know where to turn. The advisors I spoke to were non judgemental and treated me with the utmost compassion while reassuring me there was light at the end of the tunnel. They gave me so much advice and helped me choose a solution that was beat for me whilst helping to liase with creditors to stop the constant phone calls and letters that I was receiving daily. It has helped me to see a brighter future and I finally have a decent quality of life which not so long ago seemed like an impossible dream. I cannot fault any part of this journey, it literally saved me. Reviewed on: 11th August 2021

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