Write a review

Go to business site

Penny Post Credit Union: Loans reviews

Name: Loans
Rating: 4.89 (663 reviews)

View other Penny Post Credit Union products

4.89

Based on 663 reviews, last reviewed 2nd Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025

Read all reviews Write a review

About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

Review Penny Post Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

Penny Post Credit Union Loans reviews (663)

Been with them for over 20years, amazing service and I have always recommend them to my staff

Excellent service to save from your wages and on a rainy day to take out a loan Reviewed on: 24th June 2022

Penny Post a winner

Always had a great customer experience with Penny Post . Nothing is too much trouble for them when contacted. They always go the extra mile Reviewed on: 24th June 2022

Top Draw

Just a phone call away if you need help if not the app does the job. Reviewed on: 24th June 2022

Reliable and convenient

Having had loans previously with penny post, I have always had such a reliable and quick service. The process is quick and easy and conveniently comes out of my pay. There is always a good choice of different loans depending on your needs. Overall, I would recommend and will always be my preferred place to get a loan. Reviewed on: 24th June 2022

So understanding.

I applied after a short while for a loan. After a few days of checking and filling in online forms. My loan was approved and in my account instantly. Reviewed on: 24th June 2022

A-okay!

Penny Post Credit Union has helped me save and manage my money. The app is very easy to use and simple to navigate. I'd be lost without them. Reviewed on: 24th June 2022

Great rates and responsive customer service

3.4% Apr is the best I could find and its easy to save straight out my wages. If ever there's a problem I can get in touch quickly and easily. Reviewed on: 24th June 2022

Quick and easy

Easy to set up, make payments and check balances Reviewed on: 24th June 2022

Straightforward & simple

Really easy to apply. Super quick application process. Reviewed on: 24th June 2022

Loans

Rapid loan really helped, and money coming straight off wages, got savings now and paid off rapid loan within months. Really helpful and quick service Reviewed on: 24th June 2022

Do you have a different Penny Post Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Metro Bank 4.85 from 74 reviews
Loans
from Capital Credit Union 4.93 from 755 reviews
Short-term loan
from Wonga 2.54 from 83 reviews

Want to see more from Penny Post Credit Union?

Savings
from Penny Post Credit Union 4.92 from 742 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub