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Penny Post Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (662 reviews)

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4.88

Based on 662 reviews, last reviewed 28th Jul 2025

56% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Fast and very easy to use. Fast and very easy to use. Communication very good. Repayments don't way heavy on your mind. All taken care of straight from your earnings. Reviewed on: 28th July 2025

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025

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About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (662)

The helping hand that is always there to help you

I've been a member of penny post for around 10 years They have really helped me with affordable loans and also savings along side The Christmas savings club takes the pressure away for what can be an expensive and or worrying time of year But the options to borrow against those savings to afford a preferential rate helps keep the costs to minimum And they are always available if something unexpected comes along to help discuss your options The up shot of all this has helped me to plan my finances better and to increase my credit score which helps with other financial institutions I wouldn't hesitate to promote Penny Post Credit Union as a helpful and responsible lender Reviewed on: 3rd June 2025

I needed a loan for car repairs.

I needed a loan for car repairs. Application and funds recieved were quick and pain free. Even a change to amount to be repaid was deslt with quickly. Reviewed on: 3rd June 2025

Great service and very easy to use

Great service and very easy to use Reviewed on: 3rd June 2025

Top credit for this credit union

I save regular with penny post they keep you safe & secure ,reminding you of offers etc without hassle. Took a loan couple of years ago no problem, standard fill the info but not confusing straight to the point and quick reply to let you know what was going on and since having the loan have regular statements but never any worry top top draw Reviewed on: 3rd June 2025

So easy to use and excellent customer service and sp...

So easy to use and excellent customer service and speed of the loan no problems at all Reviewed on: 3rd June 2025

Fast, simple loan application

Applying and getting my loan approved was fast and easy. Happy with my service! Reviewed on: 3rd June 2025

I have been with penny post for many years an they h...

I have been with penny post for many years an they have never let me down Reviewed on: 3rd June 2025

Professional customer service very quick loans appro...

Professional customer service very quick loans approved 100% recommend Reviewed on: 3rd June 2025

Quick and efficient, suited to people with better cr...

Quick and efficient, suited to people with better credit though. Don't really cater for poor credit. Reviewed on: 3rd June 2025

Payment quick.

Payment quick. Ensuring that you can afford it. With vigilant checking Reviewed on: 3rd June 2025

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