Smart Money People Logo

Policy Expert : Home insurance reviews

4.76
Based on 9,136 reviews, last reviewed 11th Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
14%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I have never had to claim I have never had to claim, but have dealt with them on the phone. Always provide the answers and easy to deal with. I have questioned the renewal char... Read more Reviewed on: 11th September 2025
Dave C's avatar
Dave C

Latest lowest rating:

1

Don't expect to be able to claim on your insurance Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned... Read more Reviewed on: 12th May 2025
Mister Customer's avatar
Mister Customer

About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

Review Policy Expert : Home insurance now

Help others make smarter decisions by sharing your own experience. Write a review

Policy Expert Home insurance reviews (9136)

Good advice and quick response

4
Telephone review was efficient and succinct. found what i needed. Reviewed on: 1st June 2018

Sterling service.

5
My policy updated automatically without any hassle. The cost was comparable with any ''compare site''. Reviewed on: 1st June 2018

Good costomer service. I have not had to claim just taken home and content insurance.

4
Polite staff. Explained all details. Reviewed on: 1st June 2018

Great service

5
Simple and easy process to renew my policy at a competitive price, no hesitation in recommending to friends and family. Reviewed on: 31st May 2018

Great value for money.

4
Fantastic value for money in the first year (shame about the renewal price, but still competitive with other providers). After a burst radiator, they were easy to contact and speak to, and managed to get things sorted fairly promptly. Reviewed on: 31st May 2018

Good customer service

3
I've not had to make a claim so I've no idea how good my policy really is, but the customer service was strong (very friendly & funny American chap on the other end of the line) and the price is competitive too. Reviewed on: 30th May 2018

Policy Expert is just what we need

5
Very competitive pricing with clear, est to understand policy information. E-mails sent promptly and queries answered promptly. Reviewed on: 29th May 2018

House Insurance

4
Efficient service, good communications Reviewed on: 29th May 2018

Best and cheapest home insurance l could find.

4
Luckily we have not had to make a claim, so we can't comment on ease of claiming. This is our second year with this company and I think we will remain customers, everything so straightforward. Reviewed on: 29th May 2018

Excellent

5
Excellent service rang up to cancel my policy and he found me a better deal well done Reviewed on: 29th May 2018

Do you have a different Policy Expert product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Policy Expert ?

    View all products